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How to get BizBlack credit card as NTB and less than 30L ITR? - Query

Hi everyone

I have ITR of around 23 Lakh as a Self Employed Properitor.

I hold Axis Bank card with 10Lakh Limit and no other Bank Card.

I am looking for credit card for two purposes :
  1. Monthly GST+Tax(TDS/TCS) filling of Around 1 Lakh Rupees (Point based card needed not Cashback based)
  2. Monthly Fuel Expense of around 1.5 Lakh (in one go in one month but can be staggered if required) (HP Pay unrealistic because of 5K and 15K limit IOCL Pay voucher is also restricted to 5K daily)
  3. Can't get AmEx as not issuing + unservicable PIN code

I thought of getting BizBlack for 1st concern but unable to get , thinking of going via upgrade route by taking other credit card and using for 5-6 months and upgrading is it possible if yes which one should I get which will be easy to upgrade/get floater for BizBlack ?

No clue for 2nd card , searhing from past 1+ yrs as no card give points on Fuel
Any help would be highly appreciated.

Spell Mistake in Title : BizBlack
 
Last edited:
Hi everyone

I have ITR of around 23 Lakh as a Self Employed Properitor.

I hold Axis Bank card with 10Lakh Limit and no other Bank Card.

I am looking for credit card for two purposes :
  1. Monthly GST+Tax(TDS/TCS) filling of Around 1 Lakh Rupees (Point based card needed not Cashback based)
  2. Monthly Fuel Expense of around 1.5 Lakh (in one go in one month but can be staggered if required) (HP Pay unrealistic because of 5K and 15K limit IOCL Pay voucher is also restricted to 5K daily)
  3. Can't get AmEx as not issuing + unservicable PIN code

I thought of getting BizBlack for 1st concern but unable to get , thinking of going via upgrade route by taking other credit card and using for 5-6 months and upgrading is it possible if yes which one should I get which will be easy to upgrade/get floater for BizBlack ?

No clue for 2nd card , searhing from past 1+ yrs as no card give points on Fuel
Any help would be highly appreciated.

Spell Mistake in Title : BizBlack
What was the reason for not been able to get bizblack ??

For fuel related cards you can see this thread..
Some Fuel related cards are: IDFC hpcl power +, Sbi bpcl.octane etc..

Thread 'Best Credit Cards 2025 | Category-wise Credit Card Recommendation By TechnoFino' https://technofino.in/community/thr...edit-card-recommendation-by-technofino.35938/
 
For fuels there are many threads and options of cc on this forum.

For BizBlack better get in touch with hdfc bank agent and ask him to help you. Maybe you can apply for biz grow and upgrade it based on 6-8 months spend to biz black.


Hi everyone

I have ITR of around 23 Lakh as a Self Employed Properitor.

I hold Axis Bank card with 10Lakh Limit and no other Bank Card.

I am looking for credit card for two purposes :
  1. Monthly GST+Tax(TDS/TCS) filling of Around 1 Lakh Rupees (Point based card needed not Cashback based)
  2. Monthly Fuel Expense of around 1.5 Lakh (in one go in one month but can be staggered if required) (HP Pay unrealistic because of 5K and 15K limit IOCL Pay voucher is also restricted to 5K daily)
  3. Can't get AmEx as not issuing + unservicable PIN code

I thought of getting BizBlack for 1st concern but unable to get , thinking of going via upgrade route by taking other credit card and using for 5-6 months and upgrading is it possible if yes which one should I get which will be easy to upgrade/get floater for BizBlack ?

No clue for 2nd card , searhing from past 1+ yrs as no card give points on Fuel
Any help would be highly appreciated.

Spell Mistake in Title : BizBlack
 
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Hi everyone

I have ITR of around 23 Lakh as a Self Employed Properitor.

I hold Axis Bank card with 10Lakh Limit and no other Bank Card.

I am looking for credit card for two purposes :
  1. Monthly GST+Tax(TDS/TCS) filling of Around 1 Lakh Rupees (Point based card needed not Cashback based)
  2. Monthly Fuel Expense of around 1.5 Lakh (in one go in one month but can be staggered if required) (HP Pay unrealistic because of 5K and 15K limit IOCL Pay voucher is also restricted to 5K daily)
  3. Can't get AmEx as not issuing + unservicable PIN code

I thought of getting BizBlack for 1st concern but unable to get , thinking of going via upgrade route by taking other credit card and using for 5-6 months and upgrading is it possible if yes which one should I get which will be easy to upgrade/get floater for BizBlack ?

No clue for 2nd card , searhing from past 1+ yrs as no card give points on Fuel
Any help would be highly appreciated.

Spell Mistake in Title : BizBlack
bizblack ITR has been increased to what number i'm not sure it also need GST Turnover for 2yr plus, since you hold don't hdfc cc yet so floater can't be issued (easiest route no ITR or GST just cc limit of above 10L - i hold infinia and bizblack) so visit offline branch of hdfc.
 
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