How to get HDFC Regalia Gold LTF via Imperia upgrade?

[bhavyakjain]

Hi everyone,

I’m trying to get Regalia Gold LTF by upgrading my HDFC relationship and wanted advice from people who’ve done this recently.

My details:
- Age: 28
- CIBIL : 777
- Profession: Consultant
- Net credit: ₹3.37 LPM (full time employee but company classifies it as fee and NOT salary)
- Current relationship: HDFC Preferred salary account + some FDs
- Credit cards with HDFC: None currently

Recent change: Income increased, so I’m eligible for Imperia upgrade

I’m thinking of upgrading my account to HDFC Imperia and then requesting Regalia Gold LTF through the RM / PhoneBanking route.

My questions:

Is Regalia Gold LTF usually approved when upgrading to Imperia for the first time?

Is it better to request the card through RM, PhoneBanking, or branch?

If any agent or hdfc RM contact who can help with this, would be extremely helpful.

Any guidance or recent experiences would be really helpful.

Thanks!

Crosspost

 

[Aniket Sharma]

Hi everyone,

I’m trying to get Regalia Gold LTF by upgrading my HDFC relationship and wanted advice from people who’ve done this recently.

My details:
- Age: 28
- CIBIL : 777
- Profession: Consultant
- Net credit: ₹3.37 LPM (full time employee but company classifies it as fee and NOT salary)
- Current relationship: HDFC Preferred salary account + some FDs
- Credit cards with HDFC: None currently

Recent change: Income increased, so I’m eligible for Imperia upgrade

I’m thinking of upgrading my account to HDFC Imperia and then requesting Regalia Gold LTF through the RM / PhoneBanking route.

My questions:

Is Regalia Gold LTF usually approved when upgrading to Imperia for the first time?

Is it better to request the card through RM, PhoneBanking, or branch?

If any agent or hdfc RM contact who can help with this, would be extremely helpful.

Any guidance or recent experiences would be really helpful.

Thanks!

Crosspost

Ask for dcbm you will get easily.

 

[bhavyakjain]

Ask for dcbm you will get easily.

LTF ?

Whom shall I ask ?
RM is just terribly useless

 

[Aniket Sharma]

LTF ?

Whom shall I ask ?
RM is just terribly useless

No bro, ltf will not be issued as its a super premium card, you can get waiver on annual spend of 8 lacs and also it will be fyf.

You can also ask for infinia if you can get invite for infiniti banking.

 

[bhavyakjain]

No bro, ltf will not be issued as its a super premium card, you can get waiver on annual spend of 8 lacs and also it will be fyf.

You can also ask for infinia if you can get invite for infiniti banking.

I am not much if a spender
Hence strictly looking for LTF card

Have other paid cards which I can benefit from though and that's about it.

Which best card I can get LTF from hdfc, if not dcbm ?

 

[Aniket Sharma]

I am not much if a spender
Hence strictly looking for LTF card

Have other paid cards which I can benefit from though and that's about it.

Which best card I can get LTF from hdfc, if not dcbm ?

You can get regalia gold fyf and then after spending 1.5 lacs or 90k, (I don't remember exact amount) you can ask for making the card ltf

 

[bhavyakjain]

You can get regalia gold fyf and then after spending 1.5 lacs or 90k, (I don't remember exact amount) you can ask for making the card ltf

Cool
Thanks for the advice

Which channel should I go for requesting RG FYF ?

 

[Aniket Sharma]

Cool
Thanks for the advice

Which channel should I go for requesting RG FYF ?

If you apply through any agent and will give salary slips then it will be easily approved, generally they have high chances of approval.

Also can prefer RM as they can collect docs but in normal if you want can apply directly on website.