CyberPsych
TF Legend
ICICI Bank
Your Card - Updates!
Key updates to rewards & charges - ICICI Bank Coral RuPay Credit Card
Dear xxxxxxxxx,
This is to notify you about the upcoming changes to the features and charges of your ICICI Bank Coral RuPay Credit Card.
Reward Points effective 01-Feb-26
• You will continue to earn reward points* on the transactions carried out through Merchant Category Codes (MCC: 4111, 4112, 4784, 4131) up to spends of ₹10,000 per month.
*Number of Reward Points earned will depend on the MCC.
Revision in BookMyShow offers effective 15-Jan-26
• Continue to enjoy your favourite movies and events with BookMyShow offers on your Credit Card by spending ₹25,000 or more in the preceding quarter.
For example: To enjoy the offer in Apr 2026, May 2026 and Jun 2026, spend ₹25,000 between Dec 26, 2025 and Mar 25, 2026. This cycle will repeat every quarter.
Update on Transaction Fee effective 15-Jan-26
• 2% fee will be levied on transactions carried out on platforms such as (but not limited to) Dream11, Rummy Culture, Junglee Games and MPL. The fee will apply to transactions carried out through Merchant Category Code (MCC) 5816 or any other MCC introduced in the future for similar types of transactions.
• 1% fee will apply on transaction amounts of ₹5,000 or more when loading funds onto third-party wallets such as (but not limited to) Amazon Pay, Paytm, MobiKwik, Freecharge and OlaMoney. The fee will apply to transactions carried out through Merchant Category Code (MCC) 6540 or any other MCC introduced in the future for similar types of transactions.
• A fee of 1% of the transaction amount will be charged for transactions carried out through Transportation Merchant Category Code (MCC: 4111, 4112, 4784, 4131) exceeding ₹50,000.
Revision of Dynamic Currency Conversion (DCC) Fee, effective 15-Jan-26
• DCC Fee is applicable on each international transaction carried out in Indian currency at international locations or transactions carried out in Indian currency with merchants located in India but registered in a foreign nation. DCC Fee will be revised in line with the Forex mark-up charges of your Credit Card.
Present DCC FeeRevised DCC Fee
(same as Forex Mark-up Fee)
1% of transaction amount3.50% of transaction amount
Revision of fees on cash payment at Branches, effective 15-Jan-26
• Cash payment at Branches for clearing the Credit Card dues will be revised from ₹100 per payment transaction to ₹150 per payment transaction.
New UPI ID for Credit Card Payments
• The current UPI ID has been replaced. Your new UPI ID will be in the following format:
ccpay.<10-digit mobile number><last 4 digits of card>@icici
For example, if your mobile number is 9999999999 and the last four digits of your card are 1234, your new UPI ID will be: ccpay.99999999991234@icici
EMI Foreclosure Charges
• Discontinuation/Cancellation of ongoing EMIs after opting for them at the time of purchase will now attract applicable foreclosure charges. For detailed Terms & Conditions, visit https://icici.co/ICICIT/k/DUvfEE9Q1cw
Credit Card Usage Guidelines
• Please note that your Credit Card is issued solely for personal expenses. Usage for commercial or resale purposes is prohibited. The card should not be used for speculative, anti-social, money laundering or working capital purposes. Ensure your transactions are lawful and bona fide.
For further details, please refer to section- II (e) of Most Important Terms & Conditions.
Please continue using your ICICI Bank Credit Card and enjoy the host of benefits for a truly rewarding experience.
Sincerely,
Team ICICI Bank
Your Card - Updates!
Key updates to rewards & charges - ICICI Bank Coral RuPay Credit Card
Dear xxxxxxxxx,
This is to notify you about the upcoming changes to the features and charges of your ICICI Bank Coral RuPay Credit Card.
Reward Points effective 01-Feb-26
• You will continue to earn reward points* on the transactions carried out through Merchant Category Codes (MCC: 4111, 4112, 4784, 4131) up to spends of ₹10,000 per month.
*Number of Reward Points earned will depend on the MCC.
Revision in BookMyShow offers effective 15-Jan-26
• Continue to enjoy your favourite movies and events with BookMyShow offers on your Credit Card by spending ₹25,000 or more in the preceding quarter.
For example: To enjoy the offer in Apr 2026, May 2026 and Jun 2026, spend ₹25,000 between Dec 26, 2025 and Mar 25, 2026. This cycle will repeat every quarter.
Update on Transaction Fee effective 15-Jan-26
• 2% fee will be levied on transactions carried out on platforms such as (but not limited to) Dream11, Rummy Culture, Junglee Games and MPL. The fee will apply to transactions carried out through Merchant Category Code (MCC) 5816 or any other MCC introduced in the future for similar types of transactions.
• 1% fee will apply on transaction amounts of ₹5,000 or more when loading funds onto third-party wallets such as (but not limited to) Amazon Pay, Paytm, MobiKwik, Freecharge and OlaMoney. The fee will apply to transactions carried out through Merchant Category Code (MCC) 6540 or any other MCC introduced in the future for similar types of transactions.
• A fee of 1% of the transaction amount will be charged for transactions carried out through Transportation Merchant Category Code (MCC: 4111, 4112, 4784, 4131) exceeding ₹50,000.
Revision of Dynamic Currency Conversion (DCC) Fee, effective 15-Jan-26
• DCC Fee is applicable on each international transaction carried out in Indian currency at international locations or transactions carried out in Indian currency with merchants located in India but registered in a foreign nation. DCC Fee will be revised in line with the Forex mark-up charges of your Credit Card.
Present DCC FeeRevised DCC Fee
(same as Forex Mark-up Fee)
1% of transaction amount3.50% of transaction amount
Revision of fees on cash payment at Branches, effective 15-Jan-26
• Cash payment at Branches for clearing the Credit Card dues will be revised from ₹100 per payment transaction to ₹150 per payment transaction.
New UPI ID for Credit Card Payments
• The current UPI ID has been replaced. Your new UPI ID will be in the following format:
ccpay.<10-digit mobile number><last 4 digits of card>@icici
For example, if your mobile number is 9999999999 and the last four digits of your card are 1234, your new UPI ID will be: ccpay.99999999991234@icici
EMI Foreclosure Charges
• Discontinuation/Cancellation of ongoing EMIs after opting for them at the time of purchase will now attract applicable foreclosure charges. For detailed Terms & Conditions, visit https://icici.co/ICICIT/k/DUvfEE9Q1cw
Credit Card Usage Guidelines
• Please note that your Credit Card is issued solely for personal expenses. Usage for commercial or resale purposes is prohibited. The card should not be used for speculative, anti-social, money laundering or working capital purposes. Ensure your transactions are lawful and bona fide.
For further details, please refer to section- II (e) of Most Important Terms & Conditions.
Please continue using your ICICI Bank Credit Card and enjoy the host of benefits for a truly rewarding experience.
Sincerely,
Team ICICI Bank
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