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[td]Reward Points effective 01-Feb-26[/td]
[td]You will continue to earn reward points on the transactions carried out via the Transportation Merchant Category (MCC: 4111, 4112, 4784 and 4131), up to spends of ₹20,000 per month.[/td]
[/td]
[td]Revision in BookMyShow offers, effective 15-Jan-26[/td]
[td]Continue to enjoy your favourite movies and events with BookMyShow offers on your Credit Card by spending ₹25,000 or more in the preceding quarter.
For example: To enjoy the offer in Apr 2026, May 2026 and Jun 2026, spend ₹25,000 between Dec 26, 2025 and Mar 25, 2026. This cycle will repeat every quarter.[/td]
[/td]
[td]Update on Transaction Fee, effective 15-Jan-26[/td]
[td]2% fee will be levied on transactions carried out on gaming platforms such as (but not limited to) Dream11, Rummy Culture, Junglee Games and MPL. The fee will apply to transactions carried out from Merchant Category Code (MCC) 5816 or any other MCC Introduced in the future, for similar types of transactions[/td] [td]•[/td] [td]1% fee will apply on transaction amounts of ₹5,000 or more when loading funds onto third-party wallets such as (but not limited to) Amazon Pay, Paytm, MobiKwik, Freecharge and OlaMoney. The fee will apply to transactions carried out through Merchant Category Code (MCC) 6540 or any other MCC introduced in the future for similar types of transactions[/td] [td]•[/td] [td]A fee of 1% of the transaction amount will be charged for transactions carried out through Transportation Merchant Category (MCC: 4111, 4112, 4784, 4131) exceeding ₹50,000.[/td]
[/td]
[td]Revision of Dynamic Currency Conversion (DCC) Fee, effective 15-Jan-26[/td]
[td]DCC fee, applicable on each international transaction carried out in Indian currency at international locations or transactions performed in Indian currency with merchants located in India but registered in a foreign nation, will be revised in line with the Forex mark-up charges of your Credit Card.[/td]
[/td]
[td]
[td]
[td]
Present DCC Fee
[/td][td]
Revised DCC Fee
(same as Forex Mark-up Fee)
[/td]
[/td]
[td]
[td]
1% of the transaction amount
[/td][td]
3.50% of the transaction amount
[/td]
[/td]
[/td]
[td]Revision of fees on cash payment at branches, effective 15-Jan-26[/td]
[td]Cash payment at branches for clearing the Credit Card dues will be revised from ₹100 per payment transaction to ₹150 per payment transaction.[/td]
[/td]
[td]New UPI ID for Credit Card Payments[/td]
[td]The current UPI ID has been replaced. Your new UPI ID will be in the following format:
ccpay.<10-digit mobile number><last 4 digits of card>@icici
For example, if your mobile number is 9999999999 and your card’s last 4 digits are 1234, your new UPI ID will be:ccpay.99999999991234@icici[/td]
[/td]
[td]EMI Foreclosure Charges[/td]
[td]Discontinuation/Cancellation of ongoing EMIs after opting for them at the time of purchase will now attract applicable foreclosure charges. For T&Cs, visit https://icici.co/ICICIT/k/DUvfEE9Q1cw[/td]
[/td]
