Business Regalia vs Regalia

[ramirami]

Between Business Regalia and Regalia, is there any reason to consider one of them as more desirable over the other?

 

[Venky]

Business Regalia is issued to people who are self employed and Regalia is for an Salaried individual.

 

[ramirami]

Business Regalia is issued to people who are self employed and Regalia is for an Salaried individual.

Yes, but is one of them more desirable than the other - easier upgrade path to better cards or higher limit etc.

 

[Venky]

Unless its Regalia First, there are no major differences between the two. With Business Regalia you can make your business payments and stuff like that. I have been getting a 500 cashback on my Business regalia for making business payments.

 

[Rahul Gupta]

Between Business Regalia and Regalia, is there any reason to consider one of them as more desirable over the other?

There is no difference at all except some business cashback. but they are charging high mdr to merchants for swiping business cards.

 

[Predator]

Unless its Regalia First, there are no major differences between the two. With Business Regalia you can make your business payments and stuff like that. I have been getting a 500 cashback on my Business regalia for making business payments.

I also have BR. For which transactions one gets the Rs 500 CB mentioned by you?

 

[Venky]

I also have BR. For which transactions one gets the Rs 500 CB mentioned by you?

Electricity bill

 

[Predator]

Electricity bill

But that is for first year of card issuance only. Am I right?

 

[Venky]

But that is for first year of card issuance only. Am I right?

I am not sure. I got two cashback’s and one ₹1500 gyftr balance.

 

[Baki]

Unless its Regalia First, there are no major differences between the two. With Business Regalia you can make your business payments and stuff like that. I have been getting a 500 cashback on my Business regalia for making business payments.

Getting after first year too?

 

[Venky]

Getting after first year too?

I’ve not the used the card since Oct-Nov. So can’t confirm.

 

[devarshi84]

Currently, business regalia lounge access shows requirement of 4 transactions while regular Regalia requires 1l spend.

 

[basant]

Currently, business regalia lounge access shows requirement of 4 transactions while regular Regalia requires 1l spend.

Where it is written?

 

[devarshi84]

It is mentioned on the credit card pages.

Business Regalia - Premium Business Credit Card by HDFC Bank

Get HDFC Bank Business Regalia Card to enjoy super premium luxury, travel & lifestyle privileges in your business life such as free access to 700 airport lounges, discounts on premium restaurants & more.

www.hdfcbank.com

"You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card."

Regalia Credit Card: The Luxury Credit Card | HDFC Bank

Get Regalia Credit Card to enjoy premium travel & lifestyle privileges like Personal Global Concierge Services, Taj Epicure Plus Membership, Club Vistara Silver membership & exclusive dining privileges.

www.hdfcbank.com

"Effective December 1st, 2023, we’re revising the lounge access feature associated with Regalia Credit Card. Click here for details.
Effective 1st December 2023, we're revising the airport lounge access feature associated with your Regalia Credit Card. Here's how you can avail it now: 1. Spend Rs. 1 Lac or more in a calendar quarter (Jan-Mar | Apr-Jun |Jul-Sept | Oct-Dec) 2. Choose up to 2 complimentary lounge access vouchers as your Quarterly Milestone Benefit via SmartBuy"

 

[ramirami]

Heads up: if you use HDFC priority pass in India, you will be charged a non-trivial amount.

 

[Baki]

Currently, business regalia lounge access shows requirement of 4 transactions while regular Regalia requires 1l spend.

4 transaction to apply pp, Otherwise for using pp outside india there is no Transaction sht.
(Personally tried and tested on B regalia add on)

My assumption: The one who go abroad easily spend 1L a quarter. So i hope they will never set any criteria.

 

[devarshi84]

4 transaction to apply pp, Otherwise for using pp outside india there is no Transaction sht.

4 transaction to apply pp, Otherwise for using pp outside india there is no Transaction sht.
(Personally tried and tested on B regalia add on)

My assumption: The one who go abroad easily spend 1L a quarter. So i hope they will never set any criteria.

Sht?
So, no transaction requirement like regular Regalia?

Also, did you get Priority Pass access on both primary and supplementary card at the same time?

 

[Baki]

Sht?
So, no transaction requirement like regular Regalia?

Also, did you get Priority Pass access on both primary and supplementary card at the same time?

U have to request via cc, first apply all the add on card then apply one time against all the cards, remember to do 4-5 transactions could be as small as 1 rupee (let them settle after 2-3 days) then apply.