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Is infinia/dcb still worth?

  • Thread starter Thread starter Vineeth043
  • Start date Start date
  • Replies Replies 25
  • Views Views 2K

Vineeth043

TF Buzz
Before upgrading to diners club black or infinia i just got a doubt.
We will generally get 10% instant discount on almost all sites like amazon and Flipkart with icici/sbi or other cards(excluding card reward points) and we will also get 10% to 20% instant discount in booking flights or hotels as well.
So what's the profit in buying those vouchers from smartbuy at 16.67% reward rate and using those rewards in booking flights and hotels at full price without any cashback? Are we really making profit with those cards which comes with high annual fee after waiting for very long.
And we have to accumulate those reward points for many days that's another headache.
I accept that few vouchers give more than 16.67% but most of the regular using vouchers are not.

Am not against these cards but just wanted to know the real users experience so that i can take better decision😊
 
I also plan to close but have already spent 5lac this year due to unwanted hospital expenses. So no fees if I close before may 2024.
Already not using it actively even for smartbuy after jan 2022 devaluation.
 
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