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Icici card upgrade

  • Thread starter Thread starter Gaurav555
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Gaurav555

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Hello everyone,
I was given a coral credit card 3 years back when I opened a salary account with ICICI.
The account has been upgraded to wealth account.
But the RM says I don't have any LTF credit card upgrade offer.
Limit on icici coral: 18L
Average balance in account 30L(Savings +FD)

Could you suggest any way to get a better LTF card?
 
Step 1: Just sent a mail/put a message on twitter (it works!, trust me - don't think twitter people don't know anything, ICICI better in twitter and it applies to only ICICI other banks twitter is useless) and request them to provide LTF card based on salary, association, and limit.
Step 2: Do follow-up, be patient during whole journey. Always, highlight your relationship with bank, especially that Savings+FD part.
Step 3: Also ask them if required will share the required documents etc. also highlight your coral spends annual wise if done well otherwise highlight your banking part only.
Step 4: At any stage, if they say "there is no such thing running in our bank" - request them to consider and ask them to provide LTF based on salary and banking relationship.
Step 5: Do not give up, if done properly within a month you'll get LTF card.

- For your information, if I maintain relationship like that I'll get Sapphiro LTF, its upto you.
Is threatening to cancel the Coral Card an option? If so put in a request to cancel and then negotiate with the retention team. This is a more risky approach, but may be faster than other options.
 
Are you sure?
Could you please confirm, since I am only aware of Amex + Master being offered as twin cards?
Perhaps, you got two different Sapphiro cards on different platforms but not as twin cards?

Thank you @SoN!c
There is now way for me to reconfirm, but I am quite confident that it was Amex+Visa and the same Sapphiro platform or as you say twin cards.
 
There is now way for me to reconfirm, but I am quite confident that it was Amex+Visa and the same Sapphiro platform or as you say twin cards.
Thank you @SoN!c

It's just that back in April/May 2022, as you've mentioned - Amex was still under a ban and was forbidden to issue new cards in India. And, according to my knowledge - ICICI has just re-begun issuing Amex cards around two months back.

Are you sure you're Amex card was not reissued or upgraded, etc. but was issued to you for the first time by ICICI?
 
Thank you @SoN!c

It's just that back in April/May 2022, as you've mentioned - Amex was still under a ban and was forbidden to issue new cards in India. And, according to my knowledge - ICICI has just re-begun issuing Amex cards around two months back.

Are you sure you're Amex card was not reissued or upgraded, etc. but was issued to you for the first time by ICICI?
I closed in April 2022. I held both cards since 2018 when I upgraded from Coral to Sapphiro.
 
Hello everyone,
I was given a coral credit card 3 years back when I opened a salary account with ICICI.
The account has been upgraded to wealth account.
But the RM says I don't have any LTF credit card upgrade offer.
Limit on icici coral: 18L
Average balance in account 30L(Savings +FD)

Could you suggest any way to get a better LTF card?
Since your average balance is 30 Lakhs, the quickest way will be to upgrade/convert your account to "Wealth Management".
Initiate the above request with your RM. As soon as your account is converted, you will be offered an LTF version of the Saphirro Credit Card.
 
Since your average balance is 30 Lakhs, the quickest way will be to upgrade/convert your account to "Wealth Management".
Initiate the above request with your RM. As soon as your account is converted, you will be offered an LTF version of the Saphirro Credit Card.
The account is already wealth management.
 
I hold ICICI Apay & Platinum card. Have got upgrade offer to 1. MMT, 2. Manchester United & 3. Sapphiro. Can someone please let me know whether it would be beneficial or upgrade to any of the these cards? All are showing as chargeable cards, no LTF
 

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I hold ICICI Apay & Platinum card. Have got upgrade offer to 1. MMT, 2. Manchester United & 3. Sapphiro. Can someone please let me know whether it would be beneficial or upgrade to any of the these cards? All are showing as chargeable cards, no LTF
In my opinion, no ICICI card is worth taking on a paid basis.
 
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