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HDFC RM baited me to get Regalia[With FEE] saying it as LTF

  • Thread starter Thread starter nishan
  • Start date Start date
  • Replies Replies 9
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nishan

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I asked my HDFC RM for unconditional LTF card, she offer Regalia as LTF
Once I got he card, i tried to confirm with customer care (they said, it was with fee)

I have not activated this card.

How I do proceed?
I plan to call my RM about it.
I wanted to know more about RBI rule that you can't be charged for a card that you have not activated
 
I asked my HDFC RM for unconditional LTF card, she offer Regalia as LTF
Once I got he card, i tried to confirm with customer care (they said, it was with fee)

I have not activated this card.

How I do proceed?
I plan to call my RM about it.
I wanted to know more about RBI rule that you can't be charged for a card that you have not activated
Ask RM what she says, ho sake to do-char suna dena usko with some RBI dhamki that she did fraud, dobara kabhi call nahi karegi uske targets complete karne ke liye. You got a chance if you receive repeated calls for insurance & all.
And don't activate it. You won't be charged
 
Thanks for the all of your responses

I talked to RM (my RM was changed) again.
Apparently, My Regalia card will be showed as a "fee card" (so the customer care person told it was a fee card), but will be converted to LTF in 3 months.
I asked my RM to send this in writing (haven't got the mail yet)
I mailed grievance.redressalcc@hdfcbank.com about LTF status of my card. (not replied yet)

PS: Apologies for posting in wrong thread
 
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