Citi Bank is offering Limit Enhancement

[SubhankarSubhankar is verified member.]

Citi Bank has started rolling out Limit Enhancement offer just in about a month of complete Relationship Transfer to Axis Bank.

A good way to retain Citi card holders. Have you got it yet?

 

[ltf4ever]

Citi Bank has started rolling out Limit Enhancement offer just in about a month of complete Relationship Transfer to Axis Bank.

A good way to retain Citi card holders. Have you got it yet?


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in app or in netbanking? didn't find it anywhere for me in app 🙁

 

[Patil007]

in app or in netbanking? didn't find it anywhere for me in app 🙁

+1

 

[SubhankarSubhankar is verified member.]

in app or in netbanking? didn't find it anywhere for me in app 🙁

Check mail. That’s where they send the offer. You just need to send consent

 

[Patil007]

Check mail. That’s where they send the offer. You just need to send consent

Then I did not get any mail.

 

[card_enthusiast]

Then I did not get any mail.

Not necessary that they send mail you can check your eligibilty by just sending SMS

SMS YES CLI to 52484/ +919880752484 from your registered mobile number

I also didn't got any mail but I sent a SMS and got my limit enhanced from 5.5lac to 8.25 lac

 

[RupayMan]

Not necessary that they send mail you can check your eligibilty by just sending SMS

SMS YES CLI to 52484/ +919880752484 from your registered mobile number

I also didn't got any mail but I sent a SMS and got my limit enhanced from 5.5lac to 8.25 lac

How long it took to increase the limit after SmS?

 

[Patil007]

Not necessary that they send mail you can check your eligibilty by just sending SMS

SMS YES CLI to 52484/ +919880752484 from your registered mobile number

I also didn't got any mail but I sent a SMS and got my limit enhanced from 5.5lac to 8.25 lac

Done, got below SMS.

 

[card_enthusiast]

How long it took to increase the limit after SmS?

4-5 days max in my case

 

[Patil007]

How long it took to increase the limit after SmS?

7 days they have mentioned on SMS,

but, what is your experience @card_enthusiast ?

 

[ltf4ever]

Not necessary that they send mail you can check your eligibilty by just sending SMS

SMS YES CLI to 52484/ +919880752484 from your registered mobile number

I also didn't got any mail but I sent a SMS and got my limit enhanced from 5.5lac to 8.25 lac

is there a risk that applying via sms will result in a hard enquiry meaning that the customer is asking for more credit, versus one which they offer to us proactively?

 

[card_enthusiast]

is there a risk that applying via sms will result in a hard enquiry meaning that the customer is asking for more credit, versus one which they offer to us proactively?

no citi doesn't do any hard enquiry for LE

 

[shsinha]

I got offer to increase the limit by 50% (from 6 Lakhs to 9 Lakhs). Hopefully, they will replace citi card LTF with Axis Magnus LTF after a year 😉

 

[sleepysurya]

Citi is weird one wrt LE. They offer LE but even after replying YES sometimes decline LE. Has happened multiple times. I’m like - then why the hell did you offer it in first place.

 

[Patil007]

I got offer to increase the limit by 50% (from 6 Lakhs to 9 Lakhs). Hopefully, they will replace citi card LTF with Axis Magnus LTF after a year 😉

 

[Patil007]

Citi is weird one wrt LE. They offer LE but even after replying YES sometimes decline LE. Has happened multiple times. I’m like - then why the hell did you offer it in first place.

They have mentioned in 7 days if approved.

So, sms was just ack and not approval.

 

[vaibhav111vaibhav111 is verified member.]

Didn’t receive any email but I thought let try and receive this sms and now let c if there is any limit le or not

 

[vaibhav111vaibhav111 is verified member.]

Citi is weird one wrt LE. They offer LE but even after replying YES sometimes decline LE. Has happened multiple times. I’m like - then why the hell did you offer it in first place.

first time i'm hearing this cause LE is given when you're eligible, decline is nearly impossible i thought.

 

[ltf4ever]

first time i'm hearing this cause LE is given when you're eligible, decline is nearly impossible i thought.

Citi is weird one wrt LE. They offer LE but even after replying YES sometimes decline LE. Has happened multiple times. I’m like - then why the hell did you offer it in first place.

i am afraid they will do a hard enquiry now

 

[vaibhav111vaibhav111 is verified member.]

i am afraid they will do a hard enquiry now

nope they won't , Citi don't such thing for LE and which bank does it cibil hit for LE , i have heard sbi charge customer for LE and kotak too. i don't remember which bank inquired for through cibil hit cause you need to give consent through OTP like when we apply for new cc.