Experian is weird- Score gets reduced drastically after every new card entry

[Chaitanya-a]

I don't know what's wrong with Experian? Previously my score used to be 855. After every new credit card addition the score now came down to 755.
And there's more to come as another 2 new cards are yet to be reported.

 

[satraghav]

I too am fed up with Experian credit rating. From 825 to 697 !

 

[akshayhs]

If your CIBIL is more than 750, don't bother with any other bureau at all. This is my personal observation. My Experian hasn't fluctuated drastically most of the time, but I have surely experienced it once only when a debit card EMI got added to the report. Since then, I have a PL active from CRED cash and it didn't react a lot. After that, it has been pretty stable irrespective of the cards added to the accoount. CRIF is a totally different story.

 

[Walter White]

At a stage right now when CIBIL score is greater than Experian 🤣

 

[Chaitanya-a]

At a stage right now when CIBIL score is greater than Experian 🤣

Literally. It fell down by 30 points for 2 new entries altogether 😂