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Monthly spend limit on SBI CASHBACK CARD

  • Thread starter Thread starter Swann
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Swann

TF Premier
Someone got same message on sbi cashback card after using much more than assigned limit?
 

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Someone got same message on sbi cashback card after using much more than assigned limit?
Can you elaborate?
Your credit limit.
Your usage in this billing cycle.
I got my card only 2 weeks before... Covered one bill cycle..
In the previous billing cycle, I spend 95k on my card which has 48k limit.
 
You can set your spend limit on both SBI card app as well as website. For example, if you set 5k as threshold, transactions that are even worth 1 rupee gets declined once you cross 5k on that card. Once you remove it, you can continue using your card.
 
Already limit which is set up is upto total credit limit that was assigned to card,so may be monthly limit is there 🤔but have spend more than 8times assigned limit in a single billing cycle not transaction is declined
 
I have received a similar message as in the first post. That I have crossed the limit for maximum online trxns. I have a limit of 50k, I used almost all of it, prepaid to free up the limit and yet I'm not able to use the card. Is that how it is by design? How come people are using 180k on a 20k limit.

Any way to unlock the usage? I already have spend limits set to max credit limit on my sbi card app. Anybody with experience kindly help.
 
I had a similar experience on my SimplyClick, I think SBI don't allow all txns' amount to be more than Credit limit.
Means, can't do more txns if u already spent whole credit limit in that billing cycle.
 
But i have used more than 7 times my cc limit and
Later got a message monthly billing usage
I had done 2 txns on my ₹35k limit Simply Click worth ₹15k each & then I paid ₹6K, after that I was unable to do 3rd txn of ₹5K on the same card within same billing cycle..

Credit limit: ₹35K
1st txn: ₹15K
2nd txn: ₹15k
Paid ₹6K
3rd txn: ₹5K (declined- reason as SS in OP)

@Chaitanya-a @Wealth is my birth right! @TheMentalist @Rahul Gupta
Can we use more than Billing cycle in SBI Card?
 
I had done 2 txns on my ₹35k limit Simply Click worth ₹15k each & then I paid ₹6K, after that I was unable to do 3rd txn of ₹5K on the same card within same billing cycle..

Credit limit: ₹35K
1st txn: ₹15K
2nd txn: ₹15k
Paid ₹6K
3rd txn: ₹5K (declined- reason as SS in OP)

@Chaitanya-a @Wealth is my birth right! @TheMentalist @Rahul Gupta
Can we use more than Billing cycle in SBI Card?
Sbi and IndusInd we cannot repay and use within a billing cycle even though system allows u won’t get any reward more than ur card limit
 
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