The trick to approve IDFC Bank Card Milennia without income docs.

[NeerajNegi]

I'll make this short post


Add Salary Less Than 3 Lakh.
Add another credit card limit as 3 Lakh.

Don't proceed or finalize with the application until it has NO income docs needed

You will get a call to confirm.

Bonus: if you get rejected apply with a different number

 

[pprakash11]

What for Select card ?

 

[akki7163]

I'll make this short post


Add Salary Less Than 3 Lakh.
Add another credit card as 3 Lakh.

Don't proceed with the application until it as NO income docs neded

You will get a call to confirm.

Bonus : if you get rejected apply with different number

I didn't understand anything, describe it

 

[NeerajNegi]

What for Select card ?

"The trick to approve IDFC Bank Card Milennia without income docs."


Select , wealth are high end variant not sure about them you can test and try with the income and card value until it says no income proof required​

 

[NeerajNegi]

I didn't understand anything, describe it

What specifically?

 

[akki7163]

What specifically?

Can you please explain in brief? From starting to ending

 

[NeerajNegi]

What for Select card ?

What is the benifit of select card btw?

 

[IamTRoy4]

What should I choose?

 

[vaibhav111vaibhav111 is verified member.]

H

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What should I choose?

If you can provide them with 3 month bank statements or take entry level card if not possible. If they reject you for select you which are high chance cause through cibil it seem limit of 25k and in second scenario you enter a amount their automation system think need human validation so it asked for bank statement.

 

[NeerajNegi]

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What should I choose?

The answer is pretty much simple.
If you added information that doesn't match like if you added a credit limit of another card which doesn't match your cbil l they will reject
Also chances they will do both physical and virtual verification + office happened with me a few times before

I would suggest go with no income proof and if you think you can go through the whole process then go for select

remember if its rejected next time you can't use same number

 

[Anon1]

The answer is pretty much simple.
If you added information that doesn't match like if you added a credit limit of another card which doesn't match your cbil l they will reject
Also chances they will do both physical and virtual verification + office happened with me a few times before

I would suggest go with no income proof and if you think you can go through the whole process then go for select

remember if its rejected next time you can't use same number

Do we need to submit card statement?

 

[NeerajNegi]

Can you please explain in brief? From starting to ending

Do we need to submit card statement?

no

 

[IamTRoy4]

they will do both physical and virtual verification + office

went with no income proof, today a person came, and got a message that office verification failed.

 

[NeerajNegi]

went with no income proof, today a person came, and got a message that office verification failed.

did you try to do select application?

 

[NeerajNegi]

went with no income proof, today a person came, and got a message that office verification failed.

Also please share which value you added in income + other credit card limit


Also let me know if you have any card that report on your cibil

 

[0xfallup]

Worked ..my friend got 46k limit(millenia)

 

[NeerajNegi]

Worked ..my friend got 46k limit(millenia)

My man 😉 congrax this is really cool card when it comes to railway lounge and RSA insurance
Nothing can beat this is the only reason I tried to apply + I am not into even applying for Wealth card or select because I have other things with axis cards>

These are the only two things they don't have

 

[NeerajNegi]

Worked ..my friend got 46k limit(millenia)

I got 1 Lakh limit this is lower than other card but I am happy

 

[0xfallup]

I got 1 Lakh lower than other card but I am happy

how much u got?

 

[NeerajNegi]

how much u got?

1 Lakh limit only

its normal when you don't have relationship with them and a new card with low variant