The trick to approve IDFC Bank Card Milennia without income docs.

[NeerajNegi]

I'll make this short post


Add Salary Less Than 3 Lakh.
Add another credit card limit as 3 Lakh.

Don't proceed or finalize with the application until it has NO income docs needed

You will get a call to confirm.

Bonus: if you get rejected apply with a different number

 

[pprakash11]

When you receive this post pics 😁

Sure sure 🤭

 

[NeerajNegi]

Very Fast! IDFC.
Approved IDFC Select Mastercard (@ashwink ).

Credit Card statement given of ICICI APAY, limit matched with APAY, 2.4 L.

How you did upgarde? I have milliena card with 1 Lakah limit

 

[pprakash11]

How you did upgarde? I have milliena card with 1 Lakah limit

I haven't upgraded.

See my previous messages on this forum.
I applied only Select, while I was given two options 1. No income proof, 1L, Millenia. 2. CC statement, 2.4L, Select.

 

[NeerajNegi]

I haven't upgraded.

See my previous messages on this forum.
I applied only Select, while I was given two options 1. No income proof, 1L, Millenia. 2. CC statement, 2.4L, Select.

Oh , I will send a email to idfc and see what can be done.

Do they come at home and did fully verification + office too for select card?

 

[pprakash11]

Oh , I will send a email to idfc and see what can be done.

Do they come at home and did fully verification + office too for select card?

Yes. Office address verification on office email + phone call verification.
Physical verification for home.

Every verification was done today.

I could have taken Millenia without any hassle (No income proof), but took a chance for Select. Was lucky to get Select

 

[NeerajNegi]

Yes. Office address verification on office email + phone call verification.
Physical verification for home.

Every verification was done today.

I could have taken Millenia without any hassle (No income proof), but took a chance for Select. Was lucky to get Select

you applied as self employed or given salary slip or details about the office>
I choose millennia because I got without verification It was easy now will try to upgrade via email

 

[pprakash11]

you applied as self employed or given salary slip or details about the office>
I choose millennia because I got without verification It was easy now will try to upgrade via email

Salaried.

I gave Office details. Because I was confident of getting atleast select, so chosen that. However, I also have 25K MAB savings account with IDFC.

Also, AADHAR address is different from current residential address

 

[0xfallup]

Very Fast! IDFC.
Approved IDFC Select Mastercard (@ashwink ).

Credit Card statement given of ICICI APAY, limit matched with APAY, 2.4 L.

i also have apay 240k ..but mujhe 95k millenia diya ..nepotism 🙁

 

[pprakash11]

i also have apay 240k ..but mujhe 95k millenia diya ..nepotism 🙁

Do options nahi aaye the kya tumhe ?
Select with enhanced limit ?

 

[Chaitanya-a]

i also have apay 240k ..but mujhe 95k millenia diya ..nepotism 🙁

Shukr mnao bhai. Mujhe 2.7L apay par bhi wow dia🤣

Tuchiya idfc... Even though mere pas uska select account hai. Naam or kaam dono hdfc se milta h.

 

[0xfallup]

Do options nahi aaye the kya tumhe ?
Select with enhanced limit ?

agent chomu se karaya tha apply 🙁

Shukr mnao bhai. Mujhe 2.7L apay par bhi wow dia🤣

Tuchiya idfc... Even though mere pas uska select account hai. Naam or kaam dono hdfc se milta h.

zindagi mai punya karo thoda...double limit milega 🙂

 

[Chaitanya-a]

zindagi mai punya karo thoda...double limit milega 🙂

 

[IamTRoy4]

I choose millennia because I got without verification

Did you put Self Employed?

 

[NeerajNegi]

Did you put Self Employed?

no

 

[IamTRoy4]

View attachment 13124View attachment 13125

What should I choose?

Got a SMS that the Bank rejected my application.

 

[pprakash11]

View attachment 13522
Got a SMS that the Bank rejected my application.

Which option u choose?
Millennia or select one?
IPV done or not?
Office email Verified?

 

[IamTRoy4]

Which option u choose?

Salaried

Millennia or select one?

Milennia

IPV done or not?

completed twice

Office email Verified?

never got the mail or sms about it.

 

[pprakash11]

Salaried

Milennia

completed twice

never got the mail or sms about it.

It's strange that even no income proof needed, such a low limit card they are declining.

 

[NeerajNegi]

Salaried

Milennia

completed twice

never got the mail or sms about it.

cibil score?

Salary limit you entered?

active cards you have?

 

[vn_1]

I haven't upgraded.

See my previous messages on this forum.
I applied only Select, while I was given two options 1. No income proof, 1L, Millenia. 2. CC statement, 2.4L, Select.

How much salary did you put in? Cibil score?