BEST CREDIT CARD FOR BUYING VOUCHER VIA GYFTR

[ashishsinghi]

Hello
I just wanted to know which is the best credit card for buying voucher from gyftr..I have google ace and sbi cashback card also..Which cc provided best rewards for buying giftr voucher.

 

[Anon1]

For this April month, you can buy vouchers in sbi yono gyftr with sbi cashback card which earns you 5% cashback.

From may month you can't earn 5% cashback for gift cards via SBI cashback card.

 

[anoopvk10]

Best would be axis magnus (if you're interested in benefit in terms of reward points), instead of cash discount

 

[PPranesh]

Hey @ashishsinghi ,
I'm using HDFC Millennia Credit Card for more than 8months, I've we can purchase Amazon shopping vouchers, Flipkart shopping vouchers, Zomato Vouchers etc with upfront 5% discount every time. Amazon vouchers (only 10k max limit each month) we can able to purchase the vouchers, but for this alone 18% GST will be deducted when purchasing.

Check out the "Cart summary" on the right side of the screenshot for reward value clarifications.

 

[SiddharthR]

I'm using HDFC Millennia Credit Card for more than 8months, I've we can purchase Amazon shoeping vouchers, Flipkart shopping vouchers, Zomato Vouchers etc with upfront 5% discount every time.

It's 5% cashback & not upfront discount

Amazon vouchers (only 10k max limit each month) we can able to purchase the vouchers, but for this alone 18% GST will be deducted when purchasing

It isn't 18% GST alone, (₹11,800 for ₹10K Amazon Pay eGC 🤣)
It is 1.25%+ 18% GST means 1.475% charges

 

[bugmenot]

Hey @ashishsinghi ,
I'm using HDFC Millennia Credit Card for more than 8months, I've we can purchase Amazon shopping vouchers, Flipkart shopping vouchers, Zomato Vouchers etc with upfront 5% discount every time. Amazon vouchers (only 10k max limit each month) we can able to purchase the vouchers, but for this alone 18% GST will be deducted when purchasing.

Check out the "Cart summary" on the right side of the screenshot for reward value clarifications.

Buy Amazon voucher directly from Amazon. Millennia CC gives 5%. Smartbuy is looting 1.25% + GST extra.

 

[Stargod]

Buy Amazon voucher directly from Amazon. Millennia CC gives 5%. Smartbuy is looting 1.25% + GST extra.

Isn't there extra 5% cashback on buying insta vouchers through HDFC smartbuy through millennia cc ? Other than default 5% cashback points of millennia cc.

 

[bugmenot]

Isn't there extra 5% cashback on buying insta vouchers through HDFC smartbuy through millennia cc ? Other than default 5% cashback points of millennia cc.

Millennia gives 1% on smartbuy not 5%. Smartbuy gives 5% but charges for amazon pay voucher

 

[Stargod]

Millennia gives 1% on smartbuy not 5%. Smartbuy gives 5% but charges for amazon pay voucher

Ok.
What about millennia DC ? 5% default + 5% smartbuy - 1.475% charges for amazon gv right?

 

[bugmenot]

Ok.
What about millennia DC ? 5% default + 5% smartbuy - 1.475% charges for amazon gv right?

No idea, as I don't have dc.

 

[SiddharthR]

Ok.
What about millennia DC ? 5% default + 5% smartbuy - 1.475% charges for amazon gv right?

I think only 5% cb of Smartbuy & charges applicable

 

[Heehaahee]

Ok.
What about millennia DC ? 5% default + 5% smartbuy - 1.475% charges for amazon gv right?

No

 

[Parvesh Goyal]

Ok.
What about millennia DC ? 5% default + 5% smartbuy - 1.475% charges for amazon gv right?

Discount on Smart buy is calculated as per your card offer.

 

[drshenoy]

is it wise to buy amazon, flipcart vouchers from gyftr paying 18% gst?... when you purchase items from amazon or flipcart, you will be charged 18% gst again

 

[Zacobite]

is it wise to buy amazon, flipcart vouchers from gyftr paying 18% gst?... when you purchase items from amazon or flipcart, you will be charged 18% gst again

You are paying 18% only on the service charge, not in full amount.. via smartbuy gyftr it is still a good discount

 

[kochiro]

I use privilege credit card it gives 5-20% on gyftr

 

[Anon1]

I use privilege credit card it gives 5-20% on gyftr

How?
can you explain briefly pls

 

[kochiro]

How?
can you explain briefly pls

Reward rate : 10 points on 200 rs = 1%
Ok gyftr it's 5-10X so 1X= 1%

 

[Anon1]

Reward rate : 10 points on 200 rs = 1%
Ok gyftr it's 5-10X so 1X= 1%

Ok got it thanks

 

[kochiro]

Ok got it thanks

For mark and Spencer it's 45% but remember per month Max is 10000 points