Is Bajaj 5x plus super card worth to take?

[JhonWixx]

Bajaj finserv offering me Bajaj 5x plus supercard. Is it worth to take it?

 

[HarshitRajput]

Big NO to all bajaj supercards

 

[JhonWixx]

It would be helpful if you share your experience.

 

[HarshitRajput]

I have Rbl platinum plus card from last 3.5 years with 70k limit from the beginning. I got a call from agent of bajajfinserv telling me that I am pre approved for credit card without any joining and annual charges. At that time, I don't have any knowledge about credit card and this is my first ever credit card so I applied for it. Then,

1. I was not charged any joining fees but after 1 year, I was charged annual fees of 999+18% gst for this useless card.

2. Now I have to spend 75k annually to waive of annual charges. (agar sbi cashback se 75k spend krta to 3750 ka cashback milta or is card mein 400 bhi ni mile)

3. Reward points bilkul bakwaaas hain 1200 Rupees wale card k hisaab se. (Sbi cashback giving 5% at same price)

4. No limit enhancement in this 3.5 years of journey. Initial limit was 70k and it is same at present.

5. No interest free loan/cash withdrawal given as they promised. Because cash limit is only 3k. and you can get interest free loan for 90 days only on cash limit that too when offered by the bank as pre approved offer.

6. Supercard toh kya bilkul bakwass card hai.

Isse ache market mein bahot saare lifetime free cards hain. Or ab annual fee waive off krne k liye spend target 1 lac kr diya h ... I have closed it last month.

 

[Strange]

I have Rbl platinum plus card from last 3.5 years with 70k limit from the beginning. I got a call from agent of bajajfinserv telling me that I am pre approved for credit card without any joining and annual charges. At that time, I don't have any knowledge about credit card and this is my first ever credit card so I applied for it. Then,

1. I was not charged any joining fees but after 1 year, I was charged annual fees of 999+18% gst for this useless card.

2. Now I have to spend 75k annually to waive of annual charges. (agar sbi cashback se 75k spend krta to 3750 ka cashback milta or is card mein 400 bhi ni mile)

3. Reward points bilkul bakwaaas hain 1200 Rupees wale card k hisaab se. (Sbi cashback giving 5% at same price)

4. No limit enhancement in this 3.5 years of journey. Initial limit was 70k and it is same at present.

5. No interest free loan/cash withdrawal given as they promised. Because cash limit is only 3k. and you can get interest free loan for 90 days only on cash limit that too when offered by the bank as pre approved offer.

6. Supercard toh kya bilkul bakwass card hai.

Isse ache market mein bahot saare lifetime free cards hain. Or ab annual fee waive off krne k liye spend target 1 lac kr diya h ... I have closed it last month.

Did you get a call from retention team if yes then did you ask them to make it ltf or convert to any other card like Bookmyshow RBL Play credit card?

 

[HarshitRajput]

Did you get a call from retention team if yes then did you ask them to make it ltf or convert to any other card like Bookmyshow RBL Play credit card?

Not recieved any call from retention team but before requesting for card closure, I requested them via email to make it LTF or upgrade to any other LTF card like lazypay, zomato.

Requested them 2 times But same reply that they are saying you have to spend 1 lakh to waive of charges and no other option. So I closed it finally.

 

[FinoGuy]

Not recieved any call from retention team but before requesting for card closure, I requested them via email to make it LTF or upgrade to any other LTF card like lazypay, zomato.

Requested them 2 times But same reply that they are saying you have to spend 1 lakh to waive of charges and no other option. So I closed it finally.

That Reaction with strange suffix added automatically by tecnofino algo(because it's from strange)