Regarding Credit Enquiries

[SPEEDSTERV4]

I have this much of credit enquiries. Is this will create problems from getting me a credit card?
Kindly check the attached file.

 

[Rashya]

I have this much of credit enquiries. Is this will create problems from getting me a credit card?
Kindly check the attached file.

I can see multiple enquiries by Bajaj Finance. Bajaj finance generally does repeated enquiries without customer consent. If you had not applied, you can request to remove unwanted enquiries.

 

[SPEEDSTERV4]

I can see multiple enquiries by Bajaj Finance. Bajaj finance generally does repeated enquiries without customer consent. If you had not applied, you can request to remove unwanted enquiries.

Else everything is good?
How to request to remove the enquiries made by Bajaj?
I don't have subscription of CIBIL.

 

[SoggypastA]

Im new in this I want to know what is the meaning of enquiry amount? Does bank pays to cibil or what?

 

[Rashya]

Else everything is good?
How to request to remove the enquiries made by Bajaj?
I don't have subscription of CIBIL.

You must be knowing with which all banks you have applied or enquired for loans/credit cards. Enquiries of those you have not applied can be removed by sending email request to respective banks. It isn’t an easy task but not impossible.

 

[girish3456]

How long does cibil enquiries done by bank will stay on the cibil report as I have done around 12 in last 6 months in the process of getting a good Rupay credit card.

 

[Krishna Kumar]

How long does cibil enquiries done by bank will stay on the cibil report as I have done around 12 in last 6 months in the process of getting a good Rupay credit card.

All enquiries will stay in the CIBIL report. But only the enquiries in last 6 months will be considered for credit score calculation.

 

[VasukiVasuki is verified member.]

How long does cibil enquiries done by bank will stay on the cibil report as I have done around 12 in last 6 months in the process of getting a good Rupay credit card.

No prob
Just keep paying bill on time

After 2 year or age on cibil report .. 2-3 enquiry doesn't do much damage .
Only when ppl like Amex card approvals are better with zero to two cibil enquiry in last 3 month for better approval chances

Else u r fine

 

[girish3456]

No prob
Just keep paying bill on time

After 2 year or age on cibil report .. 2-3 enquiry doesn't do much damage .
Only when ppl like Amex card approvals are better with zero to two cibil enquiry in last 3 month for better approval chances

Else u r fine

Will those enquiries will get removed from my cibil report over the time. If yes by what time.

 

[VasukiVasuki is verified member.]

How long does cibil enquiries done by bank will stay on the cibil report as I have done around 12 in last 6 months in the process of getting a good Rupay credit card.

Thread 'Banks Sensitive to Credit Limit and Enquiries' https://www.technofino.in/community/threads/banks-sensitive-to-credit-limit-and-enquiries.20990/

Watch this

 

[VasukiVasuki is verified member.]

Will those enquiries will get removed from my cibil report over the time. If yes by what time.

Not removed. But it won't be prob .
After 3+ year it might dissaper might not

All enquiries will stay in the CIBIL report. But only the enquiries in last 6 months will be considered for credit score calculation.

 

[SSV]

How long does cibil enquiries done by bank will stay on the cibil report as I have done around 12 in last 6 months in the process of getting a good Rupay credit card.

They will stay there forever, but won’t be considered as part of score calculations after three years