Which one should I apply for, Xcite ultra or lit?

My existing cards have aneamic limits. So not confident on swipe up process. My income is 10l.

Wanted au card just for offers. Which one should I apply for?

 

depends on your spends
if your spends are in certain categories go for lit as you can get 10x reewards on it

 

depends on your spends
if your spends are in certain categories go for lit as you can get 10x reewards on it

Ok. Is there any redemption charges for points? How is au customer care?

 

My existing cards have aneamic limits. So not confident on swipe up process. My income is 10l.

Wanted au card just for offers. Which one should I apply for?

As you want AU card only for offers.So suggesting go for AU LIT as it is issued as LTF mostly.

 

there is a reward redemption fee of 99+ gst every time
dont know about customer care as i do not own a card

 

Bro my suggestion is to go for Ultra as you get 2% rewards for all online spends and also its LTF.

Anyway this is my suggestion bro , then ur wish.