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noI have an Amex SmartEarn Card (LTF) since 2021.
Limit on my Amex Card: 2.85L
Highest limit across my cards: 5.78L
Latest ITR: 32L
Can I get an upgrade to any LTF card?
I have Gold Charge and MRCC as LTF and dont pay any fees on Platinum Travel as it is a companion for Plat Chargeno
all other amex cards are chargeable
but if you have a good yearly spends you can try and get it reversed before the next annual fees is levied
it is a hit and miss thing
i have had my cards cancelled before
Did you get them recently or during the previous LTF offer from Amex ?I have Gold Charge and MRCC as LTF and dont pay any fees on Platinum Travel as it is a companion for Plat Charge
Platinum travel is recent. gold charge and MRCC are 6-7 years oldDid you get them recently or during the previous LTF offer from Amex ?
hey are companion cards given on the basis of your plat chargeI have Gold Charge and MRCC as LTF and dont pay any fees on Platinum Travel as it is a companion for Plat Charge
How did you get Gold Charge and MRCC as LTF? Is it based on income or did they provide you an offer based on your spend?I have Gold Charge and MRCC as LTF and dont pay any fees on Platinum Travel as it is a companion for Plat Charge
If you have a higher fee card then those cards will be issued as a LTF companion cardHow did you get Gold Charge and MRCC as LTF? Is it based on income or did they provide you an offer based on your spend?
It was a long time ago (about 6-7 years ago) when they were offering these cards as LTF once in a while. I got Platinum charge and Platinum Travel about 6 months ago.How did you get Gold Charge and MRCC as LTF? Is it based on income or did they provide you an offer based on your spend?
Correct, Plat Travel will not charge me fees till I hold the Plat Charge.t
hey are companion cards given on the basis of your plat charge
your plat charge fees will be levied it wont be converted into ltf
Yup so they don't give a single card as LTf apart from smart earn and they don't waive off on annual spends as far as I knowCorrect, Plat Travel will not charge me fees till I hold the Plat Charge.
Nowadays they may not. My Gold Charge and MRCC are unconditionally free, independent of Plat Charge. I was not using them at all when I was abroad for a few years, no annual fees or anything.Yup so they don't give a single card as LTf apart from smart earn and they don't waive off on annual spends as far as I know
Is it I have no idea.Nowadays they may not. My Gold Charge and MRCC are unconditionally free, independent of Plat Charge. I was not using them at all when I was abroad for a few years, no annual fees or anything.