Credit card suggestion for Job fresher

[Udit Gupta]

I have completed my internship, during the internship I got a pre-approved credit card HFDC money back plus, with annual fee of 500.
My CIBIL is 760
This month I will join my Job as a fresher - it would take at least 3 months to make an income statement in order to apply for decent CC as well as improve my CIBIL. Will apply after 3 months or more

Please suggest a Credit card for -
1) Improving my CIBIL
2) Improving my spend limit - in order to get a better CC
3) Preference - Air travels
OR
1) I may go abroad for further studies - any CC that can make score valid here as well as there (I have not done any research - so don't know possible or not)

 

[Chaitanya-a]

Start with Axis. They give cards easily if you've proper salary docs and prior credit history with good score.
Can Apply Axis Airtel/Ace/Flipkart/Myzone.

 

[iamabhisekagar]

I have completed my internship, during the internship I got a pre-approved credit card HFDC money back plus, with annual fee of 500.
My CIBIL is 760
This month I will join my Job as a fresher - it would take at least 3 months to make an income statement in order to apply for decent CC as well as improve my CIBIL. Will apply after 3 months or more

Please suggest a Credit card for -
1) Improving my CIBIL
2) Improving my spend limit - in order to get a better CC
3) Preference - Air travels
OR
1) I may go abroad for further studies - any CC that can make score valid here as well as there (I have not done any research - so don't know possible or not)

Flipkart Axis is the easiest to get
Few Others are SBI simply click, Au Lit, Kotak League Platinum

 

[federer.reddevil]

According to me Kotak League is best since you are a fresher most likely they wont give you high Credit Limit and the downside of Axis is they are very bad at providing Limit Enhancement.

In future if you want to apply other cards it would be really good if your current card has good limit and the advantage of Kotak is that they provide good LE every 6 months so quickly you will be able to reach 5L to 6L limit so that in future you can get cards like Magnus and all (if you want) easily

 

[NOOBY]

I have completed my internship, during the internship I got a pre-approved credit card HFDC money back plus, with annual fee of 500.
My CIBIL is 760
This month I will join my Job as a fresher - it would take at least 3 months to make an income statement in order to apply for decent CC as well as improve my CIBIL. Will apply after 3 months or more

Please suggest a Credit card for -
1) Improving my CIBIL
2) Improving my spend limit - in order to get a better CC
3) Preference - Air travels
OR
1) I may go abroad for further studies - any CC that can make score valid here as well as there (I have not done any research - so don't know possible or not)

when you join as fresher, you will be asked to open a salary account (mostly, HR will make you meet with bank POCs or they will setup a meeting with all banks which have tie-ups with the company)

That is the best way to get your first cc (get cc from the same bank where you are going to open sal account)

As those guys know that you have joined the company (and know the status of it), this would make your application process way more easier and faster

Once you get the fist card.. use it, increase it's CC limit and then apply for other cards via C2C method (search forum, you will find much more info there)