Abhishek012
TF Pioneer
Offers 1: Saraswat Bank RuPay Credit card - 5% Cashback upto Rs1000 on Grocery, Super Market, Electronics, Apparels, Restaurants etc
Offer Period – 27th Aug 2022 to 31st Oct 2022.Offers 2: Saraswat Bank RuPay Credit card - 20% on utility bill amount upto Rs. 250 per month
Offer Valid - 1st April 2022 to 31st March 2023.Offers 1 Details:

Offer Details
- Cashback of 5% on Transaction Value.
- Offer available on following merchant outlets - Restaurants, Apparels, Hotel Stay & Electronics
- Offer Period – 27th Aug 2022 to 31st Oct 2022
Merchant Type | ROI |
---|---|
Electronics | 5% cashback on Transaction Value Maximum cash back - Rs. 500/- Minimum Transaction Value - Rs 1,000/- |
Grocery & Super Market | 5% cashback on Transaction Value, Maximum cash back - Rs. 500/- Minimum Transaction Value - Rs 1,000/- Maximum Transaction Value - Rs 10,000/- |
Apparels | 5% cashback on Transaction Value, Maximum cash back - Rs. 1,000/- Minimum Transaction Value - Rs 2,500/- |
Electronics | 5% cashback on Transaction Value, Maximum cash back Rs. 1,000/- Minimum Transaction Value Rs 10,000/- |
Steps to Avail The Offer
- Activate the card and generate PIN
- Activate the POS / E-commerce option on your credit card
- Make payment using Saraswat Bank Credit Card.
For Offer Terms and Conditions - Click Here
Offers 2 Details:

Utility Bill Payment Cash Back Offer
Offer Details
- Cashback of 20% on utility bill amount, upto Rs. 250/-.
- On the first utility bill paid by credit card holders, every calendar month, during the period 1st April 2022 to 31st March 2023.
- Utilities – Gas / Electricity / Telecom / DTH
Steps to Avail The Offer
- Activate the card and generate PIN
- Activate the E-commerce option on your credit card via Saraswat Bank Credit card app
- Choose the app /portal of the utility provider
- Make payment using Saraswat Bank Credit Card.
Offer Terms and Conditions
- Utility Bills in context to offer will be Electricity, Gas, Telecom and DTH.
- “Saraswat Bank Credit Card user” means any person or individual who has a valid Saraswat Bank Credit Card.
- "Offer" shall mean benefit provided by the merchant/partner or Bank on purchase of Products/Services using Saraswat Bank Credit Card.
- Offer Period shall mean the period commencing from 00:01 hours of 1st April 2022 to 23:59 hours of 31st March 2023 both days inclusive.
- Cashback will be provided to either the Primary cardholder or the add-on card holder.
- All primary terms and conditions applicable to Saraswat Bank Credit Card shall be applicable.
- "Products/Services" shall mean the goods/benefits/facilities offered by the Bank.
The availability of the offer is based on the following criteria
- Offer is available on the 1st successful transaction done by primary cardholder on any one of the utility bills (paid first out of Gas / Electricity / Telecom / DTH) by using Saraswat Bank Credit Card every calendar month, during the Offer Period from 1st April 2022 to 31st March 2023 both days inclusive.
- Offer is valid to all credit card holders in this period.
- Transactions through wallets using credit card are not eligible for the offer. E.g. PAYTM
- This Offer cannot be clubbed with any other Offer that may be made available to the Saraswat Bank Debit/Credit Card User/s or by the utility provider.
- Saraswat Bank Credit card Offer is non-transferable, non-binding and non-encashable.
- The Offer is not valid for Void Transactions
- The offer will be valid for transaction made from mobile app and web portal of the respective utility vendors.
- The transaction may be feasible on the app or portal as per the payment gateways.
- The cash back will be credited to card statement in the subsequent billing cycle.
- Offer is not valid on successful transaction which is later refunded.