Best UPI App for Android?

[Manoj Pant]

Which one is the best UPI app for Android users in terms of Credit Card UPI transactions, User Interface,speed, security and Cashback among- BHIM, Google Pay, Paytm ,Payzapp and PhonePe?

 

[ragz]

I am using gpay and is working fine for me

 

[RaviAglRaviAgl is verified member.]

Which one is the best UPI app for Android users in terms of Credit Card UPI transactions, User Interface,speed, security and Cashback among- BHIM, Google Pay, Paytm ,Payzapp and PhonePe?

I have used them all and all of them work great.

I find Payzapp refreshing.PhonePe and Paytm always work.

GPay is a bit not smooth and used to fail most of the times (earlier). As of now, I don't think it has any problems. But I am not a big fan of gPay as I don't like its UI.

As of now, most of the apps have cut down on their reward programs.

I would suggest that you look at which app is more easy to use and which one rewards the most and then go for it.

Thanks!!

 

[credit_debit]

Below graph of 2022 from Statista tells you the dominance of PhonePe and GPay

 

[Chaitanya-a]

Below graph of 2022 from Statista tells you the dominance of PhonePe and GPay

View attachment 23450

The only reason for PhonePe is most of the villagers only use PhonePe. UI wise its pathetic.

Paytm is easy to use and clean UI.
Gpay takes time to process payment.
Payzapp not much useful.
BHIM is good for collect request. Not for Scan n pay.

 

[AritraSaha]

Imo
Paytm- fastest & high success rate.
Gpay- cleanest ui & ability to add card.
Phonepe- ability to edit upi id & other things
Apay- most rewarding (i think)

 

[palen]

I use paytm and gpay as a backup.

 

[plastikman]

The only reason for PhonePe is most of the villagers only use PhonePe. UI wise its pathetic.

Paytm is easy to use and clean UI.
Gpay takes time to process payment.
Payzapp not much useful.
BHIM is good for collect request. Not for Scan n pay.

Kiwi ? Lol

 

[Chaitanya-a]

Kiwi ? Lol

Wo chota bcha h abi udna ni sikha😂

 

[sheru]

Which one is the best UPI app for Android users in terms of Credit Card UPI transactions, User Interface,speed, security and Cashback among- BHIM, Google Pay, Paytm ,Payzapp and PhonePe?

For CC Upi payments you need to keep many apps on homepage.

The thing i have observed is, an app with different brand QR scans it faster/correctly.
Like i use Paytm for PhonePe QR, PhonePe for Paytm QR and so on.

Sometimes an app will scan fast but won't show cc option. So you'll have to switch.

BHIM always works but its moody. Sometimes works like a charm, or else you gives you feeling you're using 5k JioPhone with 2gb Ram.

 

[4uziaul]

Wo chota bcha h abi udna ni sikha😂

Kiwi waise bhi flightless bird hai Axis bhi chun ke partner banaya hai kabhi udne nahi denge 🤣

 

[rohit3887]

phonepe is always best for me

 

[akshayhs]

Kiwi ? Lol

Usko pehle tik se chaddi pehne ke liye tode time dena hai

 

[Tamal]

Kiwi is currently the most rewarding upi app for both CC upi (Axis only) & normal upi payment.
2% direct cashback for P2M CC upi payment & variable cashback for p2p normal upi payment also

 

[rohant]

I use paytm and gpay as a backup.

which one do you use then?

 

[Card_Crafter]

I use multiple UPI apps and none of them are primary. I use them as per the requirement and rewards.

Cred atleast once or twice a day for UPI cashbacks.
Paytm for other scan and pay and postpaid.
Phonepe for self account transfers mostly.
GPay for occasional money transfers and rewards.
Amazon pay for occasional rewards.

Payzapp, Freecharge, IMobile app, Mobikwik, Bajaj Finserv, Tata Neu, Airtel and other banking apps with UPI feature - once in a blue moon or when there is any offer.

 

[Aniket]

Imo
Paytm- fastest & high success rate.
Gpay- cleanest ui & ability to add card.
Phonepe- ability to edit upi id & other things
Apay- most rewarding (i think)

We can add any card on Gpay, be it Visa, MasterCard, Rupay or others?

Or only supported card as per Gpay?

 

[vine]

Paytm for high success rate (better than phonepe in IMO).
Amazon pay and mobikwik for rewards/cashback

 

[avndp]

I have tried several UPI apps over the past few months - Gpay, MobiKwik, Paytm, BHIM, Freecharge, PhonePe and CRED. My preferences along with views are as follows:

1) Gpay - Simple & Smooth.
2) Paytm - App is slow (I don't think of opening because of this), clumsy, but payments are quick. I mostly use it for Paytm Bank.
3) CRED - Strictly for its rewards (now rare), else no point
4) Mobikwik - Simple & Smooth, but less payment options
5) PhonePe - Clumsy. Kept in phone only to check received money from other PhonePe users
Rest no point.

 

[AritraSaha]

We can add any card on Gpay, be it Visa, MasterCard, Rupay or others?

Or only supported card as per Gpay?

rupay card is not supported at this moment..
paytm & gpay both support selected mastercard & visa dc/cc