Increase Tata Neo HDFC Card

[raunak]

Recently I applied and received LTF neo card with 50k limit.
I also have Magnus and ICICI Platinum card both with 5Lakh limit also 800 + cibil score.
I did not had any HDFC credit card previously.
Unable to understand the reason for such low limit by HDFC.
Any suggestion on how to increase this limit.

 

[Chaitanya-a]

Send them income docs to their Chennai address and they'll increase the limit after reviewing.

 

[raunak]

Send them income docs to their Chennai address and they'll increase the limit after reviewing.

I want to go for c2c option. Is is possible over mail?

 

[Rohan]

Recently I applied and received LTF neo card with 50k limit.
I also have Magnus and ICICI Platinum card both with 5Lakh limit also 800 + cibil score.
I did not had any HDFC credit card previously.
Unable to understand the reason for such low limit by HDFC.
Any suggestion on how to increase this limit.

Most of the new users get 50K limit. If you maintain good relationship you may get LE offer within 1 year. If want to apply manual LE then need to send required docs to there famous Chennai office. You can also attach 6 months magnus statement along with docs it may help.

 

[Deleted member 11974]

I want to go for c2c option. Is is possible over mail?

no
need to send chennai

 

[Rohan]

I want to go for c2c option. Is is possible over mail?

No.. but you can close this card and apply offline C2C.

 

[Chaitanya-a]

I want to go for c2c option. Is is possible over mail?

They don't accept LE via C2C. You have to fight very hard and chances are literally 10% that they'll accept. Only way to do is sending income docs to their Chennai address.

 

[Deleted member 11974]

@Walter White did c2c on card limit

 

[Chaitanya-a]

@Walter White did c2c on card limit

He had to fight for it. That's what I said. Many other people tried but they continuously deny for LE via C2C even if they're holding Amex/SC/Axis cards.

 

[D₹V]

He had to fight for it. That's what I said. Many other people tried but they continuously deny for LE via C2C even if they're holding Amex/SC/Axis cards.

Hey, you did try Kotak LE via other card na???

Did it hit in CIBIL??

 

[Chaitanya-a]

Hey, you did try Kotak LE via other card na???

Did it hit in CIBIL??

I'm not the one bro. Mere pas Kotak card aajane de pehle fir btaunga😂

 

[D₹V]

I'm not the one bro. Mere pas Kotak card aajane de pehle fir btaunga😂

Jaldi bhul jata hu 😔

 

[Chaitanya-a]

Jaldi bhul jata hu 😔

Badam khale...kacha badam ni lekin😂

 

[nithin1992]

Is mailing income docs like ITR to Chennai address the only guaranteed way to increase limit?

I just got approval and dispatch message for Tata Neu Plus card but limit is again set to just 50k. I sent an email requesting if they can increase the limit / upgrade to Infinity based on income docs but they said they can't do anything.

Also, how can we verify if the received card is LTF?

 

[D₹V]

Is mailing income docs like ITR to Chennai address the only guaranteed way to increase limit?

I just got approval and dispatch message for Tata Neu Plus card but limit is again set to just 50k. I sent an email requesting if they can increase the limit / upgrade to Infinity based on income docs but they said they can't do anything.

Also, how can we verify if the received card is LTF?

Yes
Yes

 

[Strange]

Did it hit in CIBIL??

Yes

 

[Rahul Gupta]

Recently I applied and received LTF neo card with 50k limit.
I also have Magnus and ICICI Platinum card both with 5Lakh limit also 800 + cibil score.
I did not had any HDFC credit card previously.
Unable to understand the reason for such low limit by HDFC.
Any suggestion on how to increase this limit.

You can use your magnus statement with you income docs to increase the limit. First send a mail to Grievance.Redressalcc@hdfcbank.com and try your luck. If it doesn't work then you have to send your income docs to Chennai Head branch.

 

[D₹V]

Yes

Then, not gonna try.

They'll increase automatically.

 

[Strange]

Then, not gonna try.

They'll increase automatically.

Btw they need last three months statement and you want to use your HDFC statement right?

 

[D₹V]

Btw they need last three months statement and you want to use your HDFC statement right?

Yes, wanted.

But dropped the idea 😂, they'll LE automatically in 2 months.