What should be my next card??

[baran12]

I've HDFC Millenia got 2-3 months ago with a 75k Limit and ICICI Amazon with a 5Lakh limit. My cibil is around 791. I work remotely for US based company so it's kind of self employment, receiving around 2.7L in bank monthly. I've applied for IDFC select card mainly for Lounge access but I wanted a few more cards just in case anyone from my family is also travelling with me.

My Major spends are around 7-10K in Fuel and around 5-8k in swiggy or zomato in food and around 5-8k via POS transactions in restaurants and another 5-6k in online shopping. Yearly travel would be around 15-25K in flights.

Any premium LTF card suggestions and how can I apply because most card companies ask for my office location to be in 80kms. Some suggested the ITR method but my ITR shows half of my income because I use presumptive taxation where only 50% of my income is considered for paying taxes. Uptill July I used to get my income in ICICI but I shifted it to HDFC from last month so that maybe HDFC might give any due a large amount getting deposited in their bank.

Any suggestions would be helpful.

Thanks

 

[SSV]

I've HDFC Millenia got 2-3 months ago with a 75k Limit and ICICI Amazon with a 5Lakh limit. My cibil is around 791. I work remotely for US based company so it's kind of self employment, receiving around 2.7L in bank monthly. I've applied for IDFC select card mainly for Lounge access but I wanted a few more cards just in case anyone from my family is also travelling with me.

My Major spends are around 7-10K in Fuel and around 5-8k in swiggy or zomato in food and around 5-8k via POS transactions in restaurants and another 5-6k in online shopping. Yearly travel would be around 15-25K in flights.

Any premium LTF card suggestions and how can I apply because most card companies ask for my office location to be in 80kms. Some suggested the ITR method but my ITR shows half of my income because I use presumptive taxation where only 50% of my income is considered for paying taxes. Uptill July I used to get my income in ICICI but I shifted it to HDFC from last month so that maybe HDFC might give any due a large amount getting deposited in their bank.

Any suggestions would be helpful.

Thanks

In a few bullet points list down what are key things you are looking for in your next card, because market has abundant supply of cards. And also
There may be so many cards suits you but may not be easily gettable due to your peculiarity employment setting

 

[baran12]

In a few bullet points list down what are key things you are looking for in your next card, because market has abundant supply of cards. And also
There may be so many cards suits you but may not be easily gettable due to your peculiarity employment setting

It's mostly airport lounge access, and good cashback/rewards on online ecommerce transactions.

I was rejected on my idfc application as well. Considering high salary what do I do to get such cards. I seems like a dead end for all credit card needs.