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Pls Beware! There a lot of Bankers sitting inside this forum and tracking your activities.

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I have got some insider information from some sources that there a lot and when I say lot, really a lot of Banking Officials are sitting and hiding inside this forum!
Please be aware of them, mostly private sector banks like HDFC, ICICI and Axis have appointed some of their staff, but some of them are unnapointed.
Mostly they are agents, but I have come across many higher officials and crucial role people which can cause harm to you such as Back end teams, Underwriters, Relationship Managers, Senior Managers, Assistant Vice President too but very few in number.
The main motto of this post is to make you alert that don't post any sensitive info like application number, reference number, tracking number, Official Names, etc. in the forum which can cause to track and reveal your identity.
Because this has recently happened with my colleague present in this forum. His TF profile has been used to track down his identity and ultimately rejecting his application,
as he spilled some negative info about himself in earlier posts. We have some evidences too for backing this up and not just making assumptions.
Please read this seriously as mostly these three Banks underwriting team is observing some comments: HDFC, Axis and ICICI.
I request you all to maintain anonymity with regards to your credit cards and applications and don't discuss too much personal info.
Thanks! Hope everyone remains cautious and alert.
 
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@amar666
Actually what happened was that some days ago my colleague applied for the XYZ Bank credit card worth 50k+Gst as annual and joining fees.
He applied using C2C with HDFC Infinia having a limit of 8L+, but he was salaried and annual income was less than what was required for the concerned credit card.
Guess what happened, he posted some queries regarding that credit card eligibility and indirectly mentioned his city, application dates and approval message dates which the Bank was blindly sending to each and every customer during first week of Feb as there was an issue with their Back End team, and without Underwriter verification and CIBIL authentication blindly by acknowledging the application details. So as soon as their employees got to know about this, they immediately reported this to the central KYC team and got his application rejected, and also banning him to apply for any Credit card till next 6 months. This all was conveyed to him by his RM in the concerned Bank from their back end team.
Really this XYZ Bank is a mess, they are so stupid that they use the information in a Credit Card forum as a valid and legible source for granting rejections.
Owing to this frustration, he asked me if he could complain to RBI Banking Ombudsman, but ultimately in this case even the Ombudsman wouldn't be able to fight for him. Therefore, I request everyone to please stay careful with these private sector bank especially this XYZ Bank as far as possible.
Nowadays, they are serious all over Twitter and especially Technofino community, their employees are spying like anything.
 
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SpoilerAlert said:
@amar666
Actually what happened was that some days ago my colleague applied for the XYZ Bank credit card worth 50k+Gst as annual and joining fees.
He applied using C2C with HDFC Infinia having a limit of 8L+, but he was salaried and annual income was less than what was required for the concerned credit card.
Guess what happened, he posted some queries regarding that credit card eligibility and indirectly mentioned his city, application dates and approval message dates which the Bank was blindly sending to each and every customer during first week of Feb as there was an issue with their Back End team, and without Underwriter verification and CIBIL authentication blindly by acknowledging the application details. So as soon as their employees got to know about this, they immediately reported this to the central KYC team and got his application rejected, and also banning him to apply for any Credit card till next 6 months. This all was conveyed to him by his RM in the concerned Bank from their back end team.
Really this XYZ Bank is a mess, they are so stupid that they use the information in a Credit Card forum as a valid and legible source for granting rejections.
Owing to this frustration, he asked me if he could complain to RBI Banking Ombudsman, but ultimately in this case even the Ombudsman wouldn't be able to fight for him. Therefore, I request everyone to please stay careful with these private sector bank especially this XYZ Bank as far as possible.
Nowadays, they are serious all over Twitter and especially Technofino community, their employees are spying like anything.
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alright, thank for sharing
 
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Well, you keep on giving on pointers, we all know you're talking possibly about Axis Reserve.

Banks won't reject on illegitimate reasons, credit cards aren't a right and this seldom happens. Also they reserve the right to do so, the same way as you reserve the right to loan anyone money for any reason (or lack of them).

Never ever give any information anywhere that could be used to identify you that includes username, pictures, personal details, and other information you've already mentioned. Even your personal email being registered in the forum could be a possible identifier of your identity even tho it's not public.

While it isn't usually an issue, if you're talking about sensitive topics you're better off creating a new account with a separate email.

You can see anyone's post history and you can tell what they've been up to, where they reside, their activities and so on. That plus what you've added leads to being able to identify specific individuals.

But the rule of the internet, there's prying eyes everywhere. Most websites has a lot of data analytics, cookies, trackers that could be used to reveal a person's real identity. This a huge topic, but if you're in the internet don't expect much privacy or security.
 
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RewardsAlert said:
@amar666
Actually what happened was that some days ago my colleague applied for the XYZ Bank credit card worth 50k+Gst as annual and joining fees.
He applied using C2C with HDFC Infinia having a limit of 8L+, but he was salaried and annual income was less than what was required for the concerned credit card.
Guess what happened, he posted some queries regarding that credit card eligibility and indirectly mentioned his city, application dates and approval message dates which the Bank was blindly sending to each and every customer during first week of Feb as there was an issue with their Back End team, and without Underwriter verification and CIBIL authentication blindly by acknowledging the application details. So as soon as their employees got to know about this, they immediately reported this to the central KYC team and got his application rejected, and also banning him to apply for any Credit card till next 6 months. This all was conveyed to him by his RM in the concerned Bank from their back end team.
Really this XYZ Bank is a mess, they are so stupid that they use the information in a Credit Card forum as a valid and legible source for granting rejections.
Owing to this frustration, he asked me if he could complain to RBI Banking Ombudsman, but ultimately in this case even the Ombudsman wouldn't be able to fight for him. Therefore, I request everyone to please stay careful with these private sector bank especially this XYZ Bank as far as possible.
Nowadays, they are serious all over Twitter and especially Technofino community, their employees are spying like anything.
Click to expand...
50k nhi likha hota to bhi samjh jata ki It could be none other than Axis....its the worst bank in policies and terms...I wish Airtel axis and some other cards which have lower approval rates...kisi aur bank ke cards hote to logo ko itna pereshan nhi hona padta
 
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Me who was going to share my application was approved yesterday, but after reading this post 🤪
146wbqduz8u71.jpg
 
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Shubham Yadav said:
Accha h forum mai dekh rahe

yeh bhi dekh rahe honge ki log kitni respect krte h unki policies ko

Yeh bhi dekh rahe honge ki kitni galiya padti h kitna samman milta h
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Bhai I didnt abused someone ever in life chahe kitna bhi gussa aya ho...

Par If i will abused ever someone in my life to that will be that axis bank 😈😈 they made me so angry because of their Stupid idiotic Airtel Axis card and their Lappu si policies 😛
 
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RewardsAlert said:
This all was conveyed to him by his RM in the concerned Bank from their back end team.
Really this XYZ Bank is a mess, they are so stupid that they use the information in a Credit Card forum as a valid and legible source for granting rejections.
Owing to this frustration, he asked me if he could complain to RBI Banking Ombudsman, but ultimately in this case even the Ombudsman wouldn't be able to fight for him. Therefore, I request everyone to please stay careful with these private sector bank especially this XYZ Bank as far as possible.
Nowadays, they are serious all over Twitter and especially Technofino community, their employees are spying like anything.
Click to expand...
Arre baba remove this line, you might be screwing over another person.
 
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