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PayzapCredit card bill payment

Guys isn't it better to use PAYZAPP for credit card bill payment than using the HDFC billpay portal? Payzapp gives coupon code and also if we use HDFC easyshop platinum debit card then we get 1% cashback. So we get more value than paying via HDFC billpay portal. Correct me if I am wrong
coupon code is 11 rs on min 5k transaction
HDFC DC doesnt give 1% cb tried and tested
 
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