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Do Axis Revise Its CC Offers?

  • Thread starter Thread starter dhiraz
  • Start date Start date
  • Replies Replies 21
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dhiraz

TF Ace
One of my friend received pre-approved credit card offers in his Axis Liberty Account

Account Opened on 23-05-2023 It's 4 Months, 6 Days Old & Cibil Score of 774

No Others Cards in His Portfolio


screencapture-maximus-axisbank-co-in-external-credit-card-offer-creditCardOffers-2023-09-29-21...png

On Same Date Also Opened a HDFC Savings Max Account Received This Offer

Screenshot 2023-09-29 at 9.25.25 PM.png

Both Accounts Giving Pre-approved Credit Card Offers Now I Want Some Suggestions What To Do Next

Want LTF Card From Axis But Currently MyZone & Indian Oil Card LTF Offer Gone Neo Card Offered As LTF

Which Is The Best Option For This Situation
 
Axis gives option to choose one from the few as pre approved but all will be paid cards....of u want Ltf ..apply neo from other channels
Hdfc gives pre-approved which are sometimes Ltf and mostly conditional Ltf with annual spend based waiver so depends upon what you actually getting
 
One of my friend received pre-approved credit card offers in his Axis Liberty Account

Account Opened on 23-05-2023 It's 4 Months, 6 Days Old & Cibil Score of 774

No Others Cards in His Portfolio


View attachment 30934

On Same Date Also Opened a HDFC Savings Max Account Received This Offer

View attachment 30937

Both Accounts Giving Pre-approved Credit Card Offers Now I Want Some Suggestions What To Do Next

Want LTF Card From Axis But Currently MyZone & Indian Oil Card LTF Offer Gone Neo Card Offered As LTF

Which Is The Best Option For This Situation
Can't comment on axis, but don't accept hdfc offer now. Wait few months more, he will get better card with good limit. One more suggestion, ask him to change his employment type from business person to salaried otherwise he will get offer for business cards

BTW how much balance is he maintaining in axis?
 
Then u can apply for Indian oil from website directly
Btw iocl card is also useless for many ...and even ace
Ace comes pre-approved sometimes...but not in your current offers
Airtel u won't get from axis ... only thanks app
He got Ace Card Offer in July in Google Pay App But App Showing a Error Like You Already Have Relationship With Bank Apply Directly from Website 🤷
 
Can't comment on axis, but don't accept hdfc offer now. Wait few months more, he will get better card with good limit. One more suggestion, ask him to change his employment type from business person to salaried otherwise he will get offer for business cards

BTW how much balance is he maintaining in axis?
Already changed Employment Status in HDFC Account through NetBanking

In Axis Not Maintaing MAB Only Spending 25k/Month

All Thanks To
 
One of my friend received pre-approved credit card offers in his Axis Liberty Account

Account Opened on 23-05-2023 It's 4 Months, 6 Days Old & Cibil Score of 774

No Others Cards in His Portfolio


View attachment 30934

On Same Date Also Opened a HDFC Savings Max Account Received This Offer

View attachment 30937

Both Accounts Giving Pre-approved Credit Card Offers Now I Want Some Suggestions What To Do Next

Want LTF Card From Axis But Currently MyZone & Indian Oil Card LTF Offer Gone Neo Card Offered As LTF

Which Is The Best Option For This Situation
For HDFC:

Wait for new offer. Probably it'll take 6 months.

Take millennia LTF 🤠 when it comes.
 
I have a priority account with axis since april 2023 and my pre-aprroved limit is 12k.

I don't understand on what basis these guys give pre-aprroved offer or credit limit. My axis account is maintained very well still got this anoying offer.
 

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