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50k mab.I have received offer to join complimentary privy league maxima program...I want to know , will I need to maintain any MAB if I join..
Ohk.I had salary account with them for 4 years and never got an offer for privy upgrade. Salary was 1.2L+ all the time. But the accnt was never upgraded and I never observed the accnt variant until I was rejected a CC upgrade, and reason given was accnt variant not eligible for the card.
I shifted my accnt to HDFC , and started getting all these upgrade offers for Neon and Maxima. I am using the accnt at Maxima levels so opted for it a month ago but no update from their side.
Banks he bhai, hamare paise se hi business karengeAnd I see this changed to 1L nowView attachment 32583
its a saving account50k mab.
Are you holding cc or bank account
Which CC was rejected based on account variant?I had salary account with them for 4 years and never got an offer for privy upgrade. Salary was 1.2L+ all the time. But the accnt was never upgraded and I never observed the accnt variant until I was rejected a CC upgrade, and reason given was accnt variant not eligible for the card.
I shifted my accnt to HDFC , and started getting all these upgrade offers for Neon and Maxima. I am using the accnt at Maxima levels so opted for it a month ago but no update from their side.
I have Royale noe. Wanted to upgrade to WhiteWhich CC was rejected based on account variant?
Interesting, I have Royal Signature and have White (paid) as an upgrade available for quite some time now. Haven't taken it though.I have Royale noe. Wanted to upgrade to White
Yes. Trying to get as White as LTFInteresting, I have Royal Signature and have White (paid) as an upgrade available for quite some time now. Haven't taken it though.
Were you trying for White LTF?
I am using kotak 811 account for emergency fund for the same purpose that you are using. I am planning to upgrade it to salary account as I think they might free as emergency corpus starts accumulating day by day. I have updated my income details but u never know they might surprise anytime as read in few forums.I have also received the mail for the upgrade.. right now I have Edge savings account with Kotak.
Using this account to keep emergency fund and utilizing ActivMoney facility/
I can see following disadvantages:
- It will increase MAB requirement to 50K or 100K which is right now only 10K.
- It will also increase threshold for ActiveMoney sweep-in/out.
Is there any particular benefit of upgrading which can offset above mentioned disadvantages?
For all salary variants 25K is the threshold..I am using kotak 811 account for emergency fund for the same purpose that you are using. I am planning to upgrade it to salary account as I think they might free as emergency corpus starts accumulating day by day. I have updated my income details but u never know they might surprise anytime as read in few forums.
For salary account does autosweep amount change ? I think it is configurable. U can talk to CC if they can make any chnages
Okay thank you for the information. My salary account will be from privy league category itself as salary take home is > 1 lakhFor all salary variants 25K is the threshold..
For privy league, it is 3L which is too much. So I don't think it is beneficial for me to have upgrade.
But if you are planning to get it converted to salary account, then it is 25K for you and will be beneficial.
Following is the snapshot from Kotak's website:
View attachment 34697