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HDFC Infinia Credit Card rejected Inspite of ITR

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vikasr94

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HDFC Infinia Upgrade request getting rejected even though ITR is 48L

Sent emails to the 2 email IDs one after the other and got the generic email stating that “
we regret to convey that we are unable to accede your request for card upgrade to Infinia card currently as per the internal criteria of the Bank. We would like to mention that the same is not in isolation to your card account but is followed as a standard procedure across all customers.”


Existing Regalia has a limit of 8L and been using it for more than 3 years.

I don’t satisfy the 10L limit and 7.5L spends over the last 6 months criteria.

Is there something that I can with respect to 48L ITR ?
 
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vikasr94 said:
HDFC Infinia Upgrade request getting rejected even though ITR is 48L

Sent emails to the 2 email IDs one after the other and got the generic email stating that “
we regret to convey that we are unable to accede your request for card upgrade to Infinia card currently as per the internal criteria of the Bank. We would like to mention that the same is not in isolation to your card account but is followed as a standard procedure across all customers.”


Existing Regalia has a limit of 8L and been using it for more than 3 years.

I don’t satisfy the 10L limit and 7.5L spends over the last 6 months criteria.

Is there something that I can with respect to 48L ITR ?
Click to expand...
ITR is not that mandatory , even lesser ITR can get Infinia with income deviation
Mai criteria is 7.5 lakhs spend in last 6 months
Without that they won't forward your request to underwriter
 
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vikasr94 said:
HDFC Infinia Upgrade request getting rejected even though ITR is 48L

Sent emails to the 2 email IDs one after the other and got the generic email stating that “
we regret to convey that we are unable to accede your request for card upgrade to Infinia card currently as per the internal criteria of the Bank. We would like to mention that the same is not in isolation to your card account but is followed as a standard procedure across all customers.”


Existing Regalia has a limit of 8L and been using it for more than 3 years.

I don’t satisfy the 10L limit and 7.5L spends over the last 6 months criteria.

Is there something that I can with respect to 48L ITR ?
Click to expand...
Ask for LE for now and try to spend as much as you can(7.5 lakhs) in next 7 months then Mail them for the same.
 
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anirban.choudhury said:
ITR is not that mandatory , even lesser ITR can get Infinia with income deviation
Mai criteria is 7.5 lakhs spend in last 6 months
Without that they won't forward your request to underwriter
Click to expand...
Guys I have DCB and wish top upgrade to Infinia. Read somewhere that for the upgrade at least 7.5 Lakhs worth transactions need to be made in 6 months period. I can do transactions for this value but the problem is Diners is not accepted on many platforms. So, I got Neu Infinity card which is good. My question is would the transactions from Neu card also count towards the 7.5 Lakh milestone?
 
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Kanjoos said:
Guys I have DCB and wish top upgrade to Infinia. Read somewhere that for the upgrade at least 7.5 Lakhs worth transactions need to be made in 6 months period. I can do transactions for this value but the problem is Diners is not accepted on many platforms. So, I got Neu Infinity card which is good. My question is would the transactions from Neu card also count towards the 7.5 Lakh milestone?
Click to expand...
The thing is hdfc can say nope cause that isn't core hdfc card of their it a co branded card. And just to chase infinia won't recommend you to spend that much on either of the card and get atlas instead. And plus after hdfc reserve do come out who know hdfc might relaxed their infinia invite only thing. When hdfc reserve come that hard to say but current speculation seem to be around Diwali of this year.
 
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vaibhav111 said:
The thing is hdfc can say nope cause that isn't core hdfc card of their it a co branded card. And just to chase infinia won't recommend you to spend that much on either of the card and get atlas instead. And plus after hdfc reserve do come out who know hdfc might relaxed their infinia invite only thing. When hdfc reserve come that hard to say but current speculation seem to be around Diwali of this year.
Click to expand...
Thank you buddy
 
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Kanjoos said:
Guys I have DCB and wish top upgrade to Infinia. Read somewhere that for the upgrade at least 7.5 Lakhs worth transactions need to be made in 6 months period. I can do transactions for this value but the problem is Diners is not accepted on many platforms. So, I got Neu Infinity card which is good. My question is would the transactions from Neu card also count towards the 7.5 Lakh milestone?
Click to expand...
Yes it would get counted
 
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imdjay said:
Did you mean- for upgrading DCB, his NEU card spending will also be counted? Are you sure because I was told otherwise by the HDFC Nodal desk?
Click to expand...
Not DCB , he can get his neu card upgraded to Infinia by spending 7.5 lakhs in last 6 months.
And then request HDFC to upgrade DCB instead of Neu citing lower acceptance of DCB.
There are few who did this.
 
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Stuck with the same issue. My Infinia request got rejected as I did not spend enough on my basic MoneyBack card with limit of 12.2L. My counter argument was as MoneyBack has very basic rewards, I moved my expenses to other cards. I satisfy rest criteria but HDFC seems touchy about this 6 months spend issue.

If AXIS continues with their Magnus for Burgundy scheme, I will move my salary account from HDFC to AXIS. If HDFC can act pricey so can I.
 
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NeoOnWheels said:
Stuck with the same issue. My Infinia request got rejected as I did not spend enough on my basic MoneyBack card with limit of 12.2L. My counter argument was as MoneyBack has very basic rewards, I moved my expenses to other cards. I satisfy rest criteria but HDFC seems touchy about this 6 months spend issue.

If AXIS continues with their Magnus for Burgundy scheme, I will move my salary account from HDFC to AXIS. If HDFC can act pricey so can I.
Click to expand...
How much old is your moneyback card?
 
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NeoOnWheels said:
Stuck with the same issue. My Infinia request got rejected as I did not spend enough on my basic MoneyBack card with limit of 12.2L. My counter argument was as MoneyBack has very basic rewards, I moved my expenses to other cards. I satisfy rest criteria but HDFC seems touchy about this 6 months spend issue.

If AXIS continues with their Magnus for Burgundy scheme, I will move my salary account from HDFC to AXIS. If HDFC can act pricey so can I.
Click to expand...
First try to upgrade to ragalia then ask for infinia 6 months later.
 
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