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HDFC diners black - International transaction rewards

silus151

TF Neo
Hi,
Recently I have used HDFC diners black card for some transactions in dubai. I got reward points for all transactions except two. unfortunately one of them is a large purchase which is for the hotel. I have paid for hotel upon arrival in Dubai. The statement generated today did not give any reward points.

Any idea why this might have happened?

Also what should be my course of action now?

This is the screen shot of the transaction in statement. Ideally i should have got 2590 rewards.
1699939006043.png

There is one more transaction where I havent received but thats ok since it is small amount. Should have got 150 rewards here.
1699939099882.png

I got rewards for every other transaction.
 
Hi,
Recently I have used HDFC diners black card for some transactions in dubai. I got reward points for all transactions except two. unfortunately one of them is a large purchase which is for the hotel. I have paid for hotel upon arrival in Dubai. The statement generated today did not give any reward points.

Any idea why this might have happened?

Also what should be my course of action now?

This is the screen shot of the transaction in statement. Ideally i should have got 2590 rewards.
View attachment 34842

There is one more transaction where I havent received but thats ok since it is small amount. Should have got 150 rewards here.
View attachment 34843

I got rewards for every other transaction.
Call customer care & know the MCC of these merchants first.

Once you know, check if you're eligible for rewards on that MCC as per terms.

If eligible raise complaint in HDFC Bank.
 
Called customer care the said merchant was apparently categorised as property agency and hence this transaction was marked as rent payment.

I said i have invoice to show that this is hotel payment. They said they will check and issue reward points. Yet to get confirmation.
 
Called customer care the said merchant was apparently categorised as property agency and hence this transaction was marked as rent payment.

I said i have invoice to show that this is hotel payment. They said they will check and issue reward points. Yet to get confirmation.
Hope you get RPs 👍😀
 
Called customer care the said merchant was apparently categorised as property agency and hence this transaction was marked as rent payment.

I said i have invoice to show that this is hotel payment. They said they will check and issue reward points. Yet to get confirmation.
If the hotel is using the wrong MCC, there is nothing HDFC can do about it. Let it go. Curse the hotel if you must.
Someone in my family purchased gold coins in Australia at a store called Little Coin Shop. Despite the obvious, the store uses an MCC for grocery. So, the RPs were capped at 2000 which is the per month limit on an Infinia though we were supposed to receive somewhere around 10k points.
In another thread I read someone got zero rewards and was charged a fuel surcharge for changing their car tyres because the outlet was listed as a petrol pump. Again, nothing that the bank can do. It is the merchant who is acting sneaky there.
 
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