• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

IDFC Bank Wealth Credit Card Rupay Option

  • Thread starter Thread starter Zacobite
  • Start date Start date
  • Replies Replies 16
  • Views Views 2K

Zacobite

TF Legend
VIP Lounge
IDFC wealth showing option to activate an additional rupay CC Digitally number on net banking.. Has anyone tried it? any experience post activation - cibil enquiry, points accrued etc.199 p. a
 
Interesting. I didn't try it but T&C which I could find, below. Also it is not free, ₹199+GST is annual fees



IDFC FIRST Bank Digital RuPay Credit Card terms and conditions -
  1. FIRST Digital RuPay Credit Card will be issued as virtual only card against a primary credit card (existing credit card account) and no physical card will be sent.
  2. The credit limit for the FIRST Digital RuPay Credit Card will be same as credit limit of the primary credit card and will be shared between the two cards.
  3. No cash withdrawal limit shall be available on FIRST Digital RuPay Credit Card.
  4. No add-on credit card can be issued against FIRST Digital RuPay Credit Card.
  5. Primary Credit Card Privileges -
    • Fuel surcharge waiver
    • Complimentary Airport and Railway lounge access
    • Spa access
    • Golf Visits
    • Movie Tickets & Dining Offers
    • Road-Side Assistance benefits
    • Insurance benefits
    • and more.
    Privileges (as mentioned above) applicable on the primary credit card (existing credit card account) if active will not be available on FIRST Digital RuPay Credit Card unless communicated otherwise by IDFC FIRST Bank.
  6. Single bill statement shall be generated for primary credit card and FIRST Digital RuPay Credit Card with Minimum Amount Due (MAD) and Total Amount Due (TAD) with due date as applicable.
  7. Non-repayment of outstanding shall lead to applicable charges in-line with the Most Important Terms and Conditions (MITC) for credit cards.
  8. Reward points earned for UPI transactions will be as per the FIRST Digital RuPay Credit Card reward structure and will be added to primary credit card rewards points.
  9. The reward redemption norms shall be applicable as per the existing Credit card guidelines.
  10. For respective primary credit card, Terms and Conditions in the Most Important Terms & Conditions (MITC) document & Card Member Agreement (CMA) for credit cards, shall be applicable.
  11. IDFC FIRST Bank Limited reserves the rights to change the features/benefits of the FIRST Digital RuPay Credit Card, without any notice and without any reason whatsoever.
 
Interesting. I didn't try it but T&C which I could find, below. Also it is not free, ₹199+GST is annual fees



IDFC FIRST Bank Digital RuPay Credit Card terms and conditions -
  1. FIRST Digital RuPay Credit Card will be issued as virtual only card against a primary credit card (existing credit card account) and no physical card will be sent.
  2. The credit limit for the FIRST Digital RuPay Credit Card will be same as credit limit of the primary credit card and will be shared between the two cards.
  3. No cash withdrawal limit shall be available on FIRST Digital RuPay Credit Card.
  4. No add-on credit card can be issued against FIRST Digital RuPay Credit Card.
  5. Primary Credit Card Privileges -
    • Fuel surcharge waiver
    • Complimentary Airport and Railway lounge access
    • Spa access
    • Golf Visits
    • Movie Tickets & Dining Offers
    • Road-Side Assistance benefits
    • Insurance benefits
    • and more.
    Privileges (as mentioned above) applicable on the primary credit card (existing credit card account) if active will not be available on FIRST Digital RuPay Credit Card unless communicated otherwise by IDFC FIRST Bank.
  6. Single bill statement shall be generated for primary credit card and FIRST Digital RuPay Credit Card with Minimum Amount Due (MAD) and Total Amount Due (TAD) with due date as applicable.
  7. Non-repayment of outstanding shall lead to applicable charges in-line with the Most Important Terms and Conditions (MITC) for credit cards.
  8. Reward points earned for UPI transactions will be as per the FIRST Digital RuPay Credit Card reward structure and will be added to primary credit card rewards points.
  9. The reward redemption norms shall be applicable as per the existing Credit card guidelines.
  10. For respective primary credit card, Terms and Conditions in the Most Important Terms & Conditions (MITC) document & Card Member Agreement (CMA) for credit cards, shall be applicable.
  11. IDFC FIRST Bank Limited reserves the rights to change the features/benefits of the FIRST Digital RuPay Credit Card, without any notice and without any reason whatsoever.
yes.. just convinience.. if points were same as wealth card.. would have been a decent option for upi usage
 
IDFC First bank Virtual RuPay CC is best for IDFC bank sales 10% discount offers on Amazon/Flipkart etc.

Also welcome offer 100% upto Rs200 cashback on UPI spend (Max Rs50 per transaction for first 4 transactions).

UPI spend Reward rate -

idfc.jpg
 
Back
Top