• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Income criteria for icici APAY cc

After realising a lot of expenses being done on Amazon wanted to apply for Apay ICICI card. Couldn't find proper guide so sharing my experience step by step in case anyone wishes to apply for the card.

Right now it's offering 3 months prime and easy diner membership along with other offers on recharge and bill payments.

Very simple way I proceeded to apply for Amazon pay ICICI credit card. Was bit confused due the unreliable application tracking system. But it all went smooth and got approved for the card in a day and delivery within 3,4 days. Best tip is to ignore the application tracking status. It is misleading. Just believe the sms and email communications from Amazon and ICICI. Sharing my process and time lines below:

Timeline:

1st June
Applied the card

Done vkyc same time only

Got a sms and email of thank you for applying and application no.

Checked application status on the app but it was stuck to applied, thought will have to do vkyc again. But checked after an hour and it was showing vkyc completed. Guess it takes some time to reflect.

Got another email with my application form that I filled and most important terms and conditions doc attached.

2nd June

Got sms - card approved 🎉

But in the app status of application was still stuck at vkyc done and decision pending for card. Was bit confused if it's really aproved!?

Just few minutes after got sms and email that they have applied usage control settings to card as per RBI guidelines mentioning the last 4 digits of card. At this pint was fully sure of two things:
1. Card is approved
2. Application tracking system in the app is not reliable and stopped checking it... lol

3rd June

Started getting email, sms and app notifications from Amazon to activate 3 months prime membership and xyz offers unlocked

Late night got sms that card is dispatched and will be delivered by 6th June. They provided tracking link which I won't use, trust broken 😂

4th June

In morning got sms and email that card is out for delivery ✌️

Around noon got email - congratulations your card is approved 😂😂


Process followed:

go to Amazon app it will show banner of Amazon pay ICICI card at home page if not check Amazon pay section it will show there

Apply the card and fill the application. I chose salaried but did not provide any income proof as explained below. You can do vkyc immediately after applying. From application to vkyc will take 5-30 minutes max.

You will get sms and email confirmation for your application along with ref no.

Don't worry if any email asks to submit income documents like ITR or 3 months salary slips. I was even asked to submit an email from office email id mentioning the application no. In subject and confirming to have applied for the card. Just ignore these mails as I submitted nothing and still card was approved the next day.

Once approved you can expect similar communication as above timeline and finally get the card.
 

Attachments

  • IMG_20230604_165803.jpg
    IMG_20230604_165803.jpg
    166.1 KB · Views: 36
After realising a lot of expenses being done on Amazon wanted to apply for Apay ICICI card. Couldn't find proper guide so sharing my experience step by step in case anyone wishes to apply for the card.

Right now it's offering 3 months prime and easy diner membership along with other offers on recharge and bill payments.

Very simple way I proceeded to apply for Amazon pay ICICI credit card. Was bit confused due the unreliable application tracking system. But it all went smooth and got approved for the card in a day and delivery within 3,4 days. Best tip is to ignore the application tracking status. It is misleading. Just believe the sms and email communications from Amazon and ICICI. Sharing my process and time lines below:

Timeline:

1st June
Applied the card

Done vkyc same time only

Got a sms and email of thank you for applying and application no.

Checked application status on the app but it was stuck to applied, thought will have to do vkyc again. But checked after an hour and it was showing vkyc completed. Guess it takes some time to reflect.

Got another email with my application form that I filled and most important terms and conditions doc attached.

2nd June

Got sms - card approved 🎉

But in the app status of application was still stuck at vkyc done and decision pending for card. Was bit confused if it's really aproved!?

Just few minutes after got sms and email that they have applied usage control settings to card as per RBI guidelines mentioning the last 4 digits of card. At this pint was fully sure of two things:
1. Card is approved
2. Application tracking system in the app is not reliable and stopped checking it... lol

3rd June

Started getting email, sms and app notifications from Amazon to activate 3 months prime membership and xyz offers unlocked

Late night got sms that card is dispatched and will be delivered by 6th June. They provided tracking link which I won't use, trust broken 😂

4th June

In morning got sms and email that card is out for delivery ✌️

Around noon got email - congratulations your card is approved 😂😂


Process followed:

go to Amazon app it will show banner of Amazon pay ICICI card at home page if not check Amazon pay section it will show there

Apply the card and fill the application. I chose salaried but did not provide any income proof as explained below. You can do vkyc immediately after applying. From application to vkyc will take 5-30 minutes max.

You will get sms and email confirmation for your application along with ref no.

Don't worry if any email asks to submit income documents like ITR or 3 months salary slips. I was even asked to submit an email from office email id mentioning the application no. In subject and confirming to have applied for the card. Just ignore these mails as I submitted nothing and still card was approved the next day.

Once approved you can expect similar communication as above timeline and finally get the card.
Don't publicly say anywhere, "just ignore the mails"

Credit card will also be approved based on spends on Amazon, credit history and also banking relationship if you have any ac.

They has their procedures, it's bank, not charity.
 
Last edited:
Back
Top