Has anyone tried getting IDFC First Insta Rupay Card LTF?? If yes, what did you do to get it LTF and what IDFC First card are you having, and for how long?? Yesterday I called IDFC CC and asked them to give that virtual card to LTF and said to them that it is not adding any value and 200 annual fee. I also just bluffed that I know personally that IDFC is offering that Virtual RuPay card LTF for many customers. The rep looked a bit confused and said that he will raise a ticket and check internally if that card can be provided LTF for me. (I currently have IDFC First Wealth CC LTF). Would appreciate if anyone can suggest some tips/tricks to get this card LTF..