Best P2P lending platform advice

[sherlock]

I am willing to invest some amounts of money in P2P platforms. I have seen quite a few number of platforms have emerged in India these days. Can anyone tell me about their experiences of investing in this sector and which is the best P2P investing platforms with least amount of risk and good customer support?

Please let me know your opinions.

Some of the famous ones are:
12% club
Mobikwik Xtra
Lendbox
Cred Mint
IndiaP2P
LiquiLoans
LendenClub
GripInvest

 

[n69b]

Cred members are all 750+ score so might be safer than others.

 

[Chaitanya-a]

I'm using MobiKwik Xtra. Deposit and Withdrawal Process is super smooth. Interest rate is pretty good 12%. Cred gives less interest and require minimum 1L. MobiKwik requires just 5k minimum deposit.

Others are direct lenders so you'll have to struggle a bit for deposit & withdrawals.

 

[karanssh]

I would suggest anyone and everyone to not get their hands burnt chasing P2P lending. Lending is a tough and risky business and there is a reason why people take P2P loans, they are those whose risk profiles don't fit with banks. It's a business where things can come down crashing overnight.

imho preservation of capital is more important than % return you are generating. If you really wanna get those kinda returns, then go into equity investments via MFs or something similar.

rest, your money, your wish..

 

[randomdimes]

I am willing to invest some amounts of money in P2P platforms. I have seen quite a few number of platforms have emerged in India these days. Can anyone tell me about their experiences of investing in this sector and which is the best P2P investing platforms with least amount of risk and good customer support?

Please let me know your opinions.

Some of the famous ones are:
12% club
Mobikwik Xtra
Lendbox
Cred Mint
IndiaP2P
LiquiLoans
LendenClub
GripInvest

Based on my experience indiap2p, lendbox , liquiloans , i2i are good while lendenclub rupee circle I lost capital.

You can check platforms I have blacklisted here

Flagged - Random Dimes

List of platforms we found suspicious or below-par performance of our invested capital. I may update the table based on new information

randomdimes.com

I am willing to invest some amounts of money in P2P platforms. I have seen quite a few number of platforms have emerged in India these days. Can anyone tell me about their experiences of investing in this sector and which is the best P2P investing platforms with least amount of risk and good customer support?

Please let me know your opinions.

Some of the famous ones are:
12% club
Mobikwik Xtra
Lendbox
Cred Mint
IndiaP2P
LiquiLoans
LendenClub
GripInvest

 

[karanssh]

Based on my experience indiap2p, lendbox , liquiloans , i2i are good while lendenclub rupee circle I lost capital.

You can check platforms I have blacklisted here

Flagged - Random Dimes

List of platforms we found suspicious or below-par performance of our invested capital. I may update the table based on new information

randomdimes.com

Why did you blacklist Invoice Trades and Falcon? Just want to know the rationale

 

[atulay]

Anyone still invested in P2P lending apps like CRED Mint, Mobikwik Xtra, 12% Club etc.?

RBI's latest guidelines might prompt them to stop withdrawals due to liquidity issues.

 

[priya2000]

I am willing to invest some amounts of money in P2P platforms. I have seen quite a few number of platforms have emerged in India these days. Can anyone tell me about their experiences of investing in this sector and which is the best P2P investing platforms with least amount of risk and good customer support?

Please let me know your opinions.

Some of the famous ones are:
12% club
Mobikwik Xtra
Lendbox
Cred Mint
IndiaP2P
LiquiLoans
LendenClub
GripInvest

I’ve been exploring P2P lending for a while, and while the returns can be attractive, risk management is key. Among the platforms you mentioned, LenDenClub stands out for its strong track record and ease of diversification. Their Lumpsum P2P lending option allows spreading funds across multiple loans, reducing risk while offering 12-18% XIRR historically.

If you're looking for short-term returns with an easy lending process, Instamoney is also worth checking out for lending opportunities. You can explore more here: https://www.instamoney.app/.