Best process to make CC bill payments!

[demedge]

Dear Members,

Kindly inform the best process to make CC bill payments for max cashback or rewards.
I have to make 2 CC bill payments of 40k(BOB) and 10k(ICICI) each.

i know the following processes but have not had any first hand experience till now except straight forward way of UPI.
1. load tide wallet then transfer to either bajaj finserv(2% charge) or mobikwik(pls share charges) then to credit card account.
2. i have done a sample 1k payment thru hdfc bill pay -> platinum debit card(1% cb as per others here) but awaiting the conformation since 2 days to know if the cb is received or not.
3. my payzapp app is down with "ROOT" error and even the payzapp company doesnt have a solution apart from changing the handset.

please share your valuable insights.

Thanks

 

[cardy]

HDFC with platinum is best
Next indusind with signature debit card
Mobikwik

 

[simplegarv]

HDFC with platinum is best
Next indusind with signature debit card
Mobikwik

RBL Bank Signature+ DC also gives you 1% flat so according to me, it is better than IndusInd Signature Exclusive DC.

 

[cardy]

RBL Bank Signature+ DC also gives you 1% flat so according to me, it is better than IndusInd Signature Exclusive DC.

That is also a good option but the fees I think is little high isn't it

 

[simplegarv]

That is also a good option but the fees I think is little high isn't it

The fees it INR 5900 and you get Rs. 5000 Multi-Brand Voucher but with this account the MAB is 5K and with IndusInd one fees is 0 but the MAB is 1L/2L unless you are having Pinnacle/Indulge CC.

Secondly, IndusInd Maximum Reward Rate is 0.93% when you spend more than 1,00,000 but with this card it is 1% till 1L.

So, According to me, It's the better deal.

 

[cardy]

The fees it INR 5900 and you get Rs. 5000 Multi-Brand Voucher but with this account the MAB is 5K and with IndusInd one fees is 0 but the MAB is 1L/2L unless you are having Pinnacle/Indulge CC.

That's also true

 

[pgarg24]

The fees it INR 5900 and you get Rs. 5000 Multi-Brand Voucher but with this account the MAB is 5K and with IndusInd one fees is 0 but the MAB is 1L/2L unless you are having Pinnacle/Indulge CC.

Secondly, IndusInd Maximum Reward Rate is 0.93% when you spend more than 1,00,000 but with this card it is 1% till 1L.

So, According to me, It's the better deal.

Hi, I need to pay a Credit card bill of 1.25L and I just got Signature+ DC... Is there any specific app like cheq/mobikiwk or RBL BillPay using which we will get 1% or I can do that from anywhere (basically, any MCC issue or anything as such for 1% cashback)?

ok got the answer here: https://www.technofino.in/community...d-hdfc-1-debit-card.4373/page-155#post-448089

When is GVC delivered after making the payment? in a month or something?