This card is a delight for cashback lovers and I am highly recommending it! All those who are worried about its fee should think that to break even you need to spend just ₹23,600 in a year and above that, all the cashback is nothing but your net gain if you don't cross the ₹2L mark!
https://www.technofino.in/sbi-cashback-credit-card-review/
I am also going to flip my Simply CLICK card with this one once the card application process gets streamlined in 2-3 days. It's better to wait for some time as I have heard many are facing glitches while applying it online.
This card can replace all the cashback cards like ICICI Amazon Pay, RBL Zomato Edition, and Standard Chartered Smart and even beats Standard Chartered Ultimate handsomely if you are a heavy online-only spender and hardly use cards offline. And if you get this one then why even keep paid cards like Axis Flipkart, and HDFC Millennia in your portfolio?
This card also gives a serious run for money to BOB Eterna which is offered for a hefty fee of ₹2500 + GST but be mindful that Eterna rewards wallet loads and rent payments also. So I would not recommend weeding out all the winning cards from your portfolio in haste since the reward rate of this card is definitely not sustainable in long run so replace only what you are confident of getting back in case a devaluation happens.
Though this card doesn't give accelerated rewards on Utility Bill Payments like Axis Ace but then you always have the option of rooting those spends through any online platform which can help you mask the merchant. 😉
Are you also planning to grab an SBI Cashback card ASAP? Share your thoughts below!
https://www.technofino.in/sbi-cashback-credit-card-review/

I am also going to flip my Simply CLICK card with this one once the card application process gets streamlined in 2-3 days. It's better to wait for some time as I have heard many are facing glitches while applying it online.
This card can replace all the cashback cards like ICICI Amazon Pay, RBL Zomato Edition, and Standard Chartered Smart and even beats Standard Chartered Ultimate handsomely if you are a heavy online-only spender and hardly use cards offline. And if you get this one then why even keep paid cards like Axis Flipkart, and HDFC Millennia in your portfolio?
This card also gives a serious run for money to BOB Eterna which is offered for a hefty fee of ₹2500 + GST but be mindful that Eterna rewards wallet loads and rent payments also. So I would not recommend weeding out all the winning cards from your portfolio in haste since the reward rate of this card is definitely not sustainable in long run so replace only what you are confident of getting back in case a devaluation happens.
Though this card doesn't give accelerated rewards on Utility Bill Payments like Axis Ace but then you always have the option of rooting those spends through any online platform which can help you mask the merchant. 😉
Are you also planning to grab an SBI Cashback card ASAP? Share your thoughts below!