Hdfc CC declined due to documents don't meet credit card guidelines

[Prashant21]

Thank you for your recent application for a HDFC Bank Credit Card.

Unfortunately, we have had to decline your application at this time because the documents you submitted did not meet our Credit Card application guidelines.

We thank you again for your interest in HDFC Bank Credit Card.

We hope to have the opportunity to serve you in the future.

Got this message, what to do next so my credit card application got approved???

 

[Deleted member 11974]

pray to god

 

[Prashant21]

pray to god

What can I do other than that?

 

[D₹V]

Thank you for your recent application for a HDFC Bank Credit Card.

Unfortunately, we have had to decline your application at this time because the documents you submitted did not meet our Credit Card application guidelines.

We thank you again for your interest in HDFC Bank Credit Card.

We hope to have the opportunity to serve you in the future.

Got this message, what to do next so my credit card application got approved???

Nothing can be done.

You can request for reconsideration over email though.

They might ask proper documents to be shared on their Chennai address.

 

[Prashant21]

Nothing can be done.

You can request for reconsideration over email though.

They might ask proper documents to be shared on their Chennai address.

I applied on C2C offline basis, and the documents were sent to Chennai office by the hdfc agent.

 

[D₹V]

I applied on C2C offline basis, and the documents were sent to Chennai office by the hdfc agent.

Then nothing can be done.
You can say the same in email PriorityRedressal.CreditCards@hdfcbank.com

And try it as last hope.

 

[Prashant21]

Then nothing can be done.
You can say the same in email PriorityRedressal.CreditCards@hdfcbank.com

And try it as last hope

I saw few posts where the card got approval. But don't know what they exactly did.

 

[SSV]

I saw few posts where the card got approval. But don't know what they exactly did.

What documents you sent and what your key credit profile details??

 

[vaibhav111vaibhav111 is verified member.]

I saw few posts where the card got approval. But don't know what they exactly did.

then go over their post and tag the user and ask them to dm you. form a bird eyes view. any bank hardly changes their decision. then we might info how many cc you hold and cibil history/age. any hdfc relationship. any lons from hdfc. did anyone default on hdfc where you were guarantee to pay off their EMI/bills? there are many reasons banks decline applications.

 

[Prashant21]

What documents you sent and what your key credit profile details??

Aadhar, pan, photo, ICICI Bank cc front photo and statement.
I have 4 credit card from other banks and cibil score or 792.

 

[SSV]

Aadhar, pan, photo, ICICI Bank cc front photo and statement.
I have 4 credit card from other banks and cibil score or 792.

First thing, ICICI cc has least value in the eyes of HDFC

 

[D₹V]

First thing, ICICI cc has least value in the eyes of HDFC

That's the reason of rejection 🤣

 

[SSV]

Aadhar, pan, photo, ICICI Bank cc front photo and statement.
I have 4 credit card from other banks and cibil score or 792.

What other cards do you have, CL and ages of them?

 

[Prashant21]

That's the reason of rejection 🤣

It's just a myth, nothing else. My friend got hdfc cc through ICICI with limit above 2 lacs

 

[Prashant21]

What other cards do you have, CL and ages of them?

SBI - 4.80lac, 6.5 years ago
ICICI - 4.60lac, 2 years ago
Kotak - 1 lac, 1 month ago
Axis - 2.88 lac, 8 months ago

 

[SSV]

SBI - 4.80lac, 6.5 years ago
ICICI - 4.60lac, 2 years ago
Kotak - 1 lac, 1 month ago
Axis - 2.88 lac, 8 months ago

Next time please use SBI or Axis to start with..

Then
Salaried/ self employed
Location city
Income range
and card applied for
Offline thru branch/ agent?

 

[Prashant21]

Next time please use SBI or Axis to start with..

Then
Salaried/ self employed
Location city
Income range
and card applied for
Offline thru branch/ agent?

To hell with hdfc, I am not gonna apply for this useless bank next time. I have requested for reconsideration, let's see what happens, otherwise I am not gonna apply again.

 

[SSV]

To hell with hdfc, I am not gonna apply for this useless bank next time. I have requested for reconsideration, let's see what happens, otherwise I am not gonna apply again.

Good; you got your answer now ….
Happy CCing !!!!

 

[D₹V]

It's just a myth, nothing else. My friend got hdfc cc through ICICI with limit above 2 lacs

Mostly it declines with ICICI card C2C

 

[Prashant21]

Good; you got your answer now ….
Happy CCing !!!!

🤨 🤨 🤨