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Share your experience of BOB Cards application process
- Thread starter Gaurav
- Start date
Yes they do that. Banks are aware of it. In my opinion going through the branch is faster and a lot easier.
I have applied from Surat office on 30th July. Haven't got application number yet 😢
My assumption is all branch should have it. If not then you could tell them there is an offer going on. Customer care is aware.
SoggypastA
TF Premier
Applied on 9th August
VKYC completed on 10th August
IPV done on 22nd August
Received call for Office Verification on 22nd August but not completed because distance between office and aadhar (current) address is 500+ Kms (WFH)
Approved on 29th August
Used pin reset method to check varient and it is Rupay Premier 200K limit
Now waiting for physical card 😀
VKYC completed on 10th August
IPV done on 22nd August
Received call for Office Verification on 22nd August but not completed because distance between office and aadhar (current) address is 500+ Kms (WFH)
Approved on 29th August
Used pin reset method to check varient and it is Rupay Premier 200K limit
Now waiting for physical card 😀
Vinay Kumar Manchiganti
TF Buzz
I think you can request for Eterna if your limit is 2L. Is the same limit same which was shown while applying? And how much time it took get last 4 digits from Pin reset method after receiving approval message?
SoggypastA
TF Premier
My ITR is not sufficient to even get the paid eterna.
Approx 48 hrs from approval message
I applied on 30th August online (chose Premier) but I didn’t provide my existing card details (I have ICICI Apay with 50k limit, 1.5 years old and HDFC Regalia with 3L limit, 2 months old).
In the last step, they asked me for bank statement as income document instead of salary slip. I uploaded 2 months bank statement along with 2 months salary slips there. Completed my vKYC and e-signing at the same time. Also shared my 6 months bank statement and 3 months salary slips by mailing crm after submitting application online.
I’m just curious if it would’ve been better if I chose c2c method with my ICICI Apay instead of not providing any existing card information (I couldn’t have applied with Regalia anyway since it’s only 2 months old).
In the last step, they asked me for bank statement as income document instead of salary slip. I uploaded 2 months bank statement along with 2 months salary slips there. Completed my vKYC and e-signing at the same time. Also shared my 6 months bank statement and 3 months salary slips by mailing crm after submitting application online.
I’m just curious if it would’ve been better if I chose c2c method with my ICICI Apay instead of not providing any existing card information (I couldn’t have applied with Regalia anyway since it’s only 2 months old).
brahmin_baniya
TF Select
How do i do this my card was apporved on 1st september
I applied for bob select on c2c basis.. cibil 770+
IPV competed..
but after a week it is now declined... no proper reason is given...
mailed them mentioning new rbi guidelins still they said due to internal policies your application rejected...
any suggestions.. what should i do now...
already holding some cc's..
IPV competed..
but after a week it is now declined... no proper reason is given...
mailed them mentioning new rbi guidelins still they said due to internal policies your application rejected...
any suggestions.. what should i do now...
already holding some cc's..
SoggypastA
TF Premier
How to get Bank of Baroda credit card details after approval and before arrival of physical credit card ?
I found a way to get to know the limit of card after approval and card variant Details, before even it was dispatched. To check card limit and Variant 1.) Call 1800225100 2.) Reset Pin 3.) Select Primary Card 4.) They will tell you the last 4 digits, note that down. 5.) Install the BOB card...
www.technofino.in
Batmanbaba
TF Legend
Usually banks give more limit c2c than salary slip and itr.... That is what I have observed... So whereever u can apply via c2c... Use it...
In bank of baroda.... Normal credit card rules dont apply... U should give the credit card statement of the card with highest limit..... U just need one month statement of that card
I got my card with using one card lite cc statement.... It is not accepted for c2c elsewhere... People with itr and salary slip have got 10-15k limit.... I using my one card statement got 34k limit on 31k one card
brahmin_baniya
TF Select
Lol what a hack ,for me it says the number is still not registered will try tomorrow againHow to get Bank of Baroda credit card details after approval and before arrival of physical credit card ?
I found a way to get to know the limit of card after approval and card variant Details, before even it was dispatched. To check card limit and Variant 1.) Call 1800225100 2.) Reset Pin 3.) Select Primary Card 4.) They will tell you the last 4 digits, note that down. 5.) Install the BOB card...
Sandeepmangate
TF Buzz
Applied on 4th Nov , In person verification done on 6th Nov , Card approved on 9th Nov , Thanks to Technofino community.
Hi, My application was rejected. Could somebody help me to fix so i retry after 6months? or can we in 3 months? I mentioned Self-employed, Private and from Home where i work from as per the GSTIN. Company name i was trying to type but stuck with single word Aryan, Trade name is Aryan Raj. They marked it a high risk criteria and rejected.
However, Occupation is wrong? What should i checked? Self-Employed, Public? Please help.
CIBIL 761
CIBIL AGE 1YR 2MONTHS+
The application is declined by Underwriter due to the reason being Low Profile / High - Resi Cum Office and Wrong Occupation is Mentioned.
However, Occupation is wrong? What should i checked? Self-Employed, Public? Please help.
CIBIL 761
CIBIL AGE 1YR 2MONTHS+
The application is declined by Underwriter due to the reason being Low Profile / High - Resi Cum Office and Wrong Occupation is Mentioned.
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