I don't know where to put this so created new thread. Mods can merge it with any existing thread if they feels so. Actually I was rejected twice for hdfc card because I didn't have current address proof and my aadhar address is not serviceable. In last July i opened a savings max account but till now haven't got any pre-approved credit card offer. Only generic credit card mails and notifications from hdfc. I only want millenia ltf. So please advise should I go for C2C using existing icici,(2.2l)axis(1.2l) limit or should I wait for pre-approved offer. I am maintaining decent balance.