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AU Zenith vs AU Zenith+

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helloworld

helloworld

TF Legend
CategoryZenithZenith+
1RP0.2p^ - 0.25p (^voucher redemption)1 Rs.
Dining & Food Apps5% (max. upto 25k/month)2%
Grocery, Departmental2.5%1%
International2.5% (- Markup Fee: 2.35%) = 0.15%2% (- Markup Fee: 1.17%) = 0.83%
Travel1.25%2%
Insurance and Utility0.25% (max. upto 10k/month)1%
Rent, education, and Govt0%1%
BBPS0%0%
All Other merchants1.25%1%
Milestone benefits+1000Rs. extra = 0.5% // 2L in a Calendar Quarter -- all spends included+1000 Rs. extra = 1.3% // 75k in a Calendar Month -- Special MCCs* excluded
Epicure Membership8L in Card Anniversary12L in Card Anniversary
Birthday Benefit625Rs. on min. 100 spend-
Domestic Lounge2 per Quarter on min. 20k spend4 per Quarter
International Lounge2 per Quarter4 per Quarter
Railway Lounge2 per Quarter-
BookmyShowBOGO (3 per Quarter) max. 250BOGO (4 per Quarter) max. 500
Golf-2 per Quarter
Meet and Greet-1 per Quarter
Fee / Waiver / Renewal Benefits9439Rs. / 5L in Card Anniversary / None5899Rs. / 8L in Card Anniversary / 5000 Rs.

Special MCCs* - Special Categories Marchant Category Codes: Rent, Education & Govt, Insurance, Utility, Fuel, Cash & EMI transactions are not eligible for monthly milestone calculation.

updated with 1st April, 2024 changes: https://www.aubank.in/tnc-of-cc-rev...card-usage-terms-condition_1st_march_2024.pdf

^ voucher redemption (Zenith):
Except vouchers, remaining categories 0.25p (Ex: Flight/hotel booking etc.) https://rewardz.aubank.in/

1702960801545.PNG


Redemption fee (both cards): 118rs. also do note single checkout has single denomination voucher, no way to purchase multiple vouchers or multiple quantity. So, each checkout 118rs. redemption.
 
Last edited:
Apply For LTF AU LIT Credit Card
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"Special MCCs - Rent, Education & Govt, Insurance, Utility, Fuel spends and Cash will not be considered for Bonus Reward Points."
What does this exactly mean? Isn't Zenith one of the still usable cards for rent pay? Isn't rentt considered for milestone bbenefit on the card? Or is it only about the 60 days welcome benefit of 2500 points?
 
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maheshspanicker said:
"Special MCCs - Rent, Education & Govt, Insurance, Utility, Fuel spends and Cash will not be considered for Bonus Reward Points."
What does this exactly mean? Isn't Zenith one of the still usable cards for rent pay? Isn't rentt considered for milestone bbenefit on the card? Or is it only about the 60 days welcome benefit of 2500 points?
Click to expand...

In above table, only one place I mentioned Special MCCs and provided definition at the end of the table (and its not about Zenith card).

Edit: For better convinience, kept *
 
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Apply For LTF HDFC Swiggy Credit Card
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Given the extremely low markup fee for international transactions, is this a transaction that one could maybe use instead of a forex card (and the conversion losses you see in that when loading money)? Also, the Zenith+ seems to give 2RP per INR100 spent on international spends as well so this is surely a much better option than a forex card, right? Or are there any other cards which are a better combo of forex markup + RP on international spends?
 
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wr8_utd said:
Given the extremely low markup fee for international transactions, is this a transaction that one could maybe use instead of a forex card (and the conversion losses you see in that when loading money)? Also, the Zenith+ seems to give 2RP per INR100 spent on international spends as well so this is surely a much better option than a forex card, right? Or are there any other cards which are a better combo of forex markup + RP on international spends?
Click to expand...

Some changes are there but give you idea.

www.technofino.in

Best Credit Cards for International Transactions

Though India is way beyond in the Credit card game and variants but we can notice a great community is being build revolving it and the growth is great in terms of new credit card consumers in past 5-6 years. From insanely popular cashback cards to the cards for nerds, the airmiles cards, we can...
www.technofino.in www.technofino.in
 
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helloworld said:
Some changes are there but give you idea.

www.technofino.in

Best Credit Cards for International Transactions

Though India is way beyond in the Credit card game and variants but we can notice a great community is being build revolving it and the growth is great in terms of new credit card consumers in past 5-6 years. From insanely popular cashback cards to the cards for nerds, the airmiles cards, we can...
www.technofino.in www.technofino.in
Click to expand...
Thank you so much!
 
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helloworld said:
Check table, only one place I mentioned Special MCCs and provided definition at the end of the table.

Edit: For better convinience, kept *
Click to expand...
Special Categories MCCs, Fuel, Cash & EMI transactions are not eligible for monthly milestone calculation.
UTILITY is still considered for milestones
reference

AU Zenith Plus Credit Card Launched | Full Details & Review

AU Bank recently launched its flagship credit card, the AU Zenith+ Credit Card. While they were already offering the AU Zenith Credit Card as their top-tier option, they have now introduced the AU Zenith+ Metal Credit Card. Let's check its benefits and other details: Apply For AU Bank Credit...
www.technofino.in www.technofino.in
 
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I am holding AU LIT card, which I know I should not have applied, because I am holding HDFC infinia credit card and would have got Zenith without any hiccups. Can anyone suggest how I can avail Zenith card LTF, I don’t want to send income documents to upgrade card since my ITR is low, can it be upgraded on the basis of INFINIA, I am also holding AU ROYALE account.
 
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Ankushjagga said:
I am holding AU LIT card, which I know I should not have applied, because I am holding HDFC infinia credit card and would have got Zenith without any hiccups. Can anyone suggest how I can avail Zenith card LTF, I don’t want to send income documents to upgrade card since my ITR is low, can it be upgraded on the basis of INFINIA, I am also holding AU ROYALE account.
Click to expand...
Check with @deep@vie for help.
 
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Ankushjagga said:
I am holding AU LIT card, which I know I should not have applied, because I am holding HDFC infinia credit card and would have got Zenith without any hiccups. Can anyone suggest how I can avail Zenith card LTF, I don’t want to send income documents to upgrade card since my ITR is low, can it be upgraded on the basis of INFINIA, I am also holding AU ROYALE account.
Click to expand...
Email them after 6 months for an upgrade, assuming your card limit is above 5L, but there is no guarantee they will upgrade it or issue it as LTF.
 
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