CC APPLICATION PENDING - APPROVE OR DECLINE

[sujal]

Its been 4 days since its showing APPROVE
is there any chance that it can be declined after this??
No update has been given from bank!
Applied Millenia LTF C2C

 

[sujal]

Just card statement nothing else I had provided

In that too you have to mention self or salaried
Self employed people have higher chances of getting MB

 

[pythonlover]

I am not going to take MB+. I already took NCEMI on dc. they offered a good EMI limit of 1,75,000. But i don't know why i don't get personal credit card offer. Few others in the forum had mentioned that after changing profile details they got personal credit card offers around 5 to 6 months. Bank staff are calling me every week to take this MB+ card and they promise that they can change variant after three months. I know that it is a deadly trap. So staying away for now.

Don't believe anything what bank employees say. I had asked for Regalia gold. They asked me to take Millennia first and that they would upgrade it in few days to Regalia Gold. I accepted it as it was the first card I was applying for. I got meagre limit of 50000 and then they just stopped bothering about that.

 

[SSV]

I am not going to take MB+. I already took NCEMI on dc. they offered a good EMI limit of 1,75,000. But i don't know why i don't get personal credit card offer. Few others in the forum had mentioned that after changing profile details they got personal credit card offers around 5 to 6 months. Bank staff are calling me every week to take this MB+ card and they promise that they can change variant after three months. I know that it is a deadly trap. So staying away for now.

Yes change the profile to salaried and wait for 3 months and do some the points I mentioned in the following post.. only relevant ones

Post in thread 'HDFC Tiers (Band 1-5) - Discussion'
https://www.technofino.in/community/threads/hdfc-tiers-band-1-5-discussion.21613/post-484553

 

[sujal]

I guess best hdfc card for cashback is millenia and tata neu infinity rest are for travels etc

 

[tn_72]

Yes change the profile to salaried and wait for 3 months and do some the points I mentioned in the following post.. only relevant ones

Post in thread 'HDFC Tiers (Band 1-5) - Discussion'
https://www.technofino.in/community/threads/hdfc-tiers-band-1-5-discussion.21613/post-484553

Already mentioned in the previous post that i had changed to "salaried" seven months ago 🙂

 

[SSV]

Already mentioned in the previous post that i had changed to "salaried" seven months ago 🙂

Okay.. try the points I mentioned in the other thread

 

[Stargod]

@sujal did you get millennia cc LTF via C2C?

 

[sujal]

@sujal did you get millennia cc LTF via C2C?

Yes... Its Ltf via C2C

 

[Deleted member 5552]

Simply say to them "Your Savings Account is DECLINE"

Your Savings Account is DELIVERY

 

[Deleted member 5552]

Offline, but don't be surprised if you receive kala dhan🙂

BlackMoney card will help the customers to convert their black money to white through an unidentified process 😆

 

[VicksJ]

Am not sure if they deducted.

Not even the joining fee?

 

[sujal]

why my credit card showing dormant??
I did some transactions and its fine!

 

[tn_72]

Okay.. try the points I mentioned in the other thread

It is not worth the effort bro 🙂

 

[SSV]

It is not worth the effort bro 🙂

okay then waiting game continues !!

 

[sujal]

Kya Karu Guys!!!
They have not increased the limit!
Now should i physically mail to the legendary chennai office?
Or try after 6 months

 

[D₹V]

Merge duplicate thread https://www.technofino.in/community/threads/hdfc-low-limit-approved.21666/