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PREMIUM BANK ACCOUNT FOR Personal loan.

I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .Hence Personal loan is required

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.
 
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I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.
Bank Alfalah try karo. Nhi toh Habib Bank ke pass chale jao. 😝
 
I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.

I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.
Title for personal loan and in comment mentioned business loan🙂
Btw hdfc has been triggering offer for business loan around 5L for my father holding imperia savings acc.
 
Title for personal loan and in comment mentioned business loan🙂
Btw hdfc has been triggering offer for business loan around 5L for my father holding imperia savings acc.
Nah u r right yet wrong..
I want personal loan but i will use it for business expense
 
I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .Hence Personal loan is required

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.
try Kotak or AU bank, both bank offering decent personal loan without any documenation
 
I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .Hence Personal loan is required

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.
Ig kotak will easily provide personal loan
I've got pre-approved offer of 50k personal/consumer loan. i didn't check the intrest rates.
 
For personal loan I guess icici provides at low interest rates

Have one personal loan in family via cred cash (idfc). Had good experience. Even you can withdraw the principal paid back again while the previous one is running.
Now u have confused me ..
Should i go with hdfc or icici ..
( Need cc of both though hdfc cc stuck at 20k ) so tell me one .
 
For Business Loan- Axis Bank has separate SME branches. One of the employees from that branch told me that if your MAB for the last one year is Rs. 1 Lakh in your current account then you will be immediately sactioned with a business loan of Rs. 10 lakhs for 3 years with a topup after 6 months (and 0% pre-closure charges if you have Udyam).
 
I will also strongly recommend cred cash if they offer.
-Low proc fees
-Comp interest rates
-Smooth experience
-Whole process didn't take more than 5-10 minutes (including disbursal)
-Zero foreclosure charges
Cred Cash for 5 Lakh personal loan
-proc fee- 1.3%+gst18%
-interet rate -15.49%(reducing) or 9%(flat)
-YES smooth experience
- takes 10-15 mins time for disbursal
-YES zero foreclose charge
-No gst on Internet (as Simply Personal Loan)

ICICI personal loan on Credit card
Interest :11.81% to 16% (reducing rate)
proc fee: 0.5%-1% (depends on your negotiation with executive)
+Addition gst on Interest (credit card as a service)
-it can be within card limit or over the limit
 
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