Credit Card Against FD From Axis Bank

[dhiraz]

I Want a Credit Card from Axis Bank against FD for My Brother Because Currently, He Has No Cibil Score So Take It Against FD. Me And My Mother Already Have CC From ICICI against FD with The Limit of 1.35L and 90K. So I Want CC From Axis To Grab Offers From Axis Also as I Already Have From ICICI.

So Which Card Axis Offers Against FD and The Limit Of The Card? I Think Axis Gives 80% So Please Confirm. One More Thing I Am Doing FD of 1L in Axis and My Brother Have No Account in Axis Also Suggest A Bank Account in Axis. I Just Visit Axis Bank Website Where I Saw A Bank Account Variant Called Prime Savings Account.

Maintaining Criteria Of Prime Savings Account:
Total Relationship Value(Balances maintained across Savings and Fixed deposits) ==>> Maintain Rs.1 lac including Term Deposits (for minimum 6 Months) and Savings Account balance - Applicable for all locations.

If I Opened Prime Account And Do A FD of 1L And Take A CC Against This FD. Will The FD be Counted For Maintaining The TRV Criteria or Not??

Or If Anyone Has a Better Idea Please Suggest it.

 

[skvignesh]

Prime account via branch discontinued from 15th sep 2020...

I think you can open via online option is showing, check digital prime savings account in fees and charges page.

I axis make sure you maintain MAB correctly otherwise they will charges..

In 2020 i got Flipkart axis card using FD... You can confirm visiting branch which card they are providing now..

 

[tiny]

Prime account via branch discontinued from 15th sep 2020...

I think you can open via online option is showing, check digital prime savings account in fees and charges page.

I axis make sure you maintain MAB correctly otherwise they will charges..

In 2020 i got Flipkart axis card using FD... You can confirm visiting branch which card they are providing now..

did they remove lien from your Flipkart axis CC later on

 

[skvignesh]

did they remove lien from your Flipkart axis CC later on

No they will not remove, you can't convert secured to unsecured...
In this June i got axis select and then FK axis via phone. Then closed fd FK axis one...

 

[Beyond]

I applied axis fd Against credit card fr my mom via axis bank branch but after 1 week passed card haven’t generate does any know how much time it will take?
View attachment 58969
View attachment 58970

InstaEasy card is provided with Zero annual charges, Myzone has no benefit to recover annual charges effectively

 

[basiljoe]

I applied axis fd Against credit card fr my mom via axis bank branch but after 1 week passed card haven’t generate does any know how much time it will take?
View attachment 58969
View attachment 58970

You got the card? I applied on June 25th. Till now no updates. Morethan 20+ days passed now.