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Best way to redeem SBI cc reward points

  • Thread starter Thread starter reddymax
  • Start date Start date
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reddymax

TF Neo
Hey guys , I have been using SBI prime card since feb2023 and I have already completed 5 lakhs spends until now n further accumulated reward points of around 12k , so as I was checking to redeem the reward points through SBI rewards section , I noticed that the all the rewards over there are priced highly or that using reward points there gives a value of less than 4 points=1 rupee which is the rate if we redeem into cash (bill credit). So I was wondering if there are any optimal n more rewarding ways that I ain't aware of in regards to redemption of points.

All your valuable suggestions would be of great value and thanks in advance for the responses.
 
0.25 INR per point is the best value that I have found in my experience. Although I suggest buying Amazon Gift Voucher instead of cash conversion to avoid the 99+gst charge.
 
Hello folks,
Is this reward points to cash redemption still applicable?

I'm looking for my first SBI CC. I have options of SimplySave, SimplyClick and Prime. I have sufficient expenses to get the renewal fee waived off. My concern is the joining fee (irreversible for Prime), and how do I redeem reward points. I would prefer cash/Amazon GV.
 
Hello folks,
Is this reward points to cash redemption still applicable?

I'm looking for my first SBI CC. I have options of SimplySave, SimplyClick and Prime. I have sufficient expenses to get the renewal fee waived off. My concern is the joining fee (irreversible for Prime), and how do I redeem reward points. I would prefer cash/Amazon GV.
But you will get welcome vouchers with prime card right?
Cash or Amazon GV is possible with all cards. GV is subject to availability when you try to redeem it. The 7600 points will give you 1000 rupees Amazon Gift voucher.
 
But you will get welcome vouchers with prime card right?
Cash or Amazon GV is possible with all cards. GV is subject to availability when you try to redeem it. The 7600 points will give you 1000 rupees Amazon Gift voucher.
Oh. The reward point ratio is awful here. I was looking forward to this card in the Rupay variant. But I guess Kotak Myntra would be a much better deal with 1.25% cashback.
 
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