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New TnC for HDFC credit cards from Sep 12th to 30th

  • Thread starter Thread starter pjain2712
  • Start date Start date
  • Replies Replies 13
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pjain2712

TF Premier
Offer Link: https://offers.smartbuy.hdfcbank.com/offer_details/hdfc-bank-credit-card/19100/Zmykk2M

Starts On: 12-09-2022
Expires On: 30-09-2022

Offer Details
Note:

The voucher amount has 3 components, and summation of which is the total value. (Refer table below).

Total Voucher Value = Do It Yourself Offer Voucher + First Year Membership fee payment Voucher + Activation Voucher

Do It Yourself Voucher (INR 1500)

The offer is only valid on completing the application end-to-end digitally without any help or assistance of a HDFC Bank representative, either verbally or in person.
The offer is valid on completing a transaction of minimum Rs. 500 within the first 14 days from credit card issuance date.
The gift voucher will be sent to the customer within 90 days of the credit card issuance month.
The gift voucher will be issued by our partner Gyftr (Vouchagram India Private Limited), for which customer name, customer contact number and or customer email address will be shared with the voucher partner.
Gift voucher is time bound and subject to change. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether.
This offer is applicable for customers who apply from the HDFC Bank Website or through communication sent by HDFC Bank through Bank owned channels. This offer is not valid if the credit card has been applied through a DSA or a partner website.


First Year Membership Fee Payment Voucher

Post realization of the First Year Membership Fee, an equivalent amount of Gift Voucher will be issued. This will be issued within 90 days of Membership Fee realization date. Gift Voucher offer is not applicable for Infinia, Diners Black credit card, Tata Neu credit cards and Shoppers Stop credit cards.
Renewal Fee shall be levied at the start of every anniversary year if the card does not meet Life Time Free or Renewal fee waiver condition (For more details refer our MITC on www.hdfcbank.com )
Membership Fee voucher is not applicable for Lifetime Free Credit Cards or First Year Free cards.
Please refer below table for cards eligible for the First Year Membership Fee Payment Voucher.


Activation Voucher

Customer will be eligible for a voucher of INR 500 on performing 2 transactions within the first 30 days from card issuance date.
Or

Customer will be eligible for a voucher of INR 250 on performing 1 transaction within the first 30 days from card issuance date.
Activation vouchers will be issued to customers within 90 days from card issuance date.
Please refer the table in above provided link for cards eligible for the Activation Voucher.
 
Last edited:
Hi all, yesterday an agent called and said that she can process HDFC millennia as LTF (life time free), if applied on Card to Card basis and if pre existing card with good limits (which i have). So what community suggest? to trust her words or avoid her? as i checked no offer is mentioned on website. she said this sheet is attached with application to make it LTF.
Community & Experienced people Plz suggest!! Thanks in advance.
 

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Hi all, yesterday an agent called and said that she can process HDFC millennia as LTF (life time free), if applied on Card to Card basis and if pre existing card with good limits (which i have). So what community suggest? to trust her words or avoid her? as i checked no offer is mentioned on website. she said this sheet is attached with application to make it LTF.
Community & Experienced people Plz suggest!! Thanks in advance.
I think you can trust her, I got diners Privilege LTF the same way
 
I think you can trust her, I got diners Privilege LTF the same way
Many thanks buddy...
what was the process they explained to you?
and when(month/year) was your process done...? under this very offer or anytime in past under anyother offer?
as she said its a scheme/offer etc...

one thing i suspect is that while explaining the process she told me that there will not be any ekyc/VKYC/physical verification/signature not required, rather she said that they will take signature from PAN Card and asked me to send docs over her gmail id or whatsapp. If this is the situation, i am alarmed that anyone having my docs can apply a card!! but she is then saying we are not frauds etc.
Situation is a bit confusing, cloudy and feared.

dear all Please suggest is this usual? what shall i do?
 
Many thanks buddy...
what was the process they explained to you?
and when(month/year) was your process done...? under this very offer or anytime in past under anyother offer?
as she said its a scheme/offer etc...

one thing i suspect is that while explaining the process she told me that there will not be any ekyc/VKYC/physical verification/signature not required, rather she said that they will take signature from PAN Card and asked me to send docs over her gmail id or whatsapp. If this is the situation, i am alarmed that anyone having my docs can apply a card!! but she is then saying we are not frauds etc.
Situation is a bit confusing, cloudy and feared.

dear all Please suggest is this usual? what shall i do?
It was the same offer, no kyc done. I sent the docs in WhatsApp. I know it is not at all safe but idk why I still did it(in feb 2022). I would not have sent any docs in WhatsApp if it happened today. I'd ask her to send someone at my home to collect photocopy (b/w) docs.
 
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