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The offers changes depending on report as soon as icici refresh cibil report (soft pull) from their endLast month, I checked the iMobile app, and it showed a lot of pre-approved loan offers. Now, I want to check a car loan offer, but the pre-approved page only shows a 10k pay-later offer. Is this the same for everyone, or did they withdraw the pre-approved offer for me only?
When do HDFC usually do soft pull..cibil report (soft pull)
Routinely i think ,i keep getting personal loan offers from HDFC vai mail ,SMS ,App notification, etc atleast 10 times per day ,When do HDFC usually do soft pull..
No offer for me in this new quater
Here I m not getting a one per approved offer in last quaterRoutinely i think ,i keep getting personal loan offers from HDFC vai mail ,SMS ,App notification, etc atleast 10 times per day ,
And it shows I'm appeoved for upto 6L in loan ,which is my highest card limit by ICICI ,
Till last year my limit was 5L on ICICI and at the time HDFC used to offer me loan of upto 5L
Well to be honest most these offers are pretty useless, personal loans and loan on card ,Here I m not getting a one per approved offer in last quater
Mostly you get offer in 3rd month of the quarter.When do HDFC usually do soft pull..
No offer for me in this new quater
You know what really grinds my gears with HDFC ,Here I m not getting a one per approved offer in last quater
Intresting that .You know what really grinds my gears with HDFC ,
HDFC was offering me 5 lakh personal loan for most of last year ,few months back ICICI increased my credit limit from 5.1 L to 6.1 L ,and now since last month HDFC has started offering me personal loan of 6 lakhs
And all the while they won't increase my credit limit from 1.16 lakhs or give me an upgrade
So they know my credit worthiness, they just don't want to give me anything worthy
Moreover ,since yesterday HDFC is offering me 7.5L personal loan ,this is new ,since earlier HDFCs Loan amount always corresponds to my Highest limit on card(Usually ICICI)Intresting that .
Don’t worry, you will get all your offers back soon..Last month, I checked the iMobile app, and it showed a lot of pre-approved loan offers. Now, I want to check a car loan offer, but the pre-approved page only shows a 10k pay-later offer. Is this the same for everyone, or did they withdraw the pre-approved offer for me only?
I too got 6 lakh pre approved bike loan earlier .HDFC is giving 10L Preapproved Bike Loan and 5L Flexible Pay offer but no Preapproved CC offer yet.
Similarly ICICI offered their every offering from Home Loan to Auto,Education,Paylater last quarter.I too got 6 lakh pre approved bike loan earlier .
Now gone
No cc offering
They want to spend on low rewarding card, so they can earn more. 🤭You know what really grinds my gears with HDFC ,
HDFC was offering me 5 lakh personal loan for most of last year ,few months back ICICI increased my credit limit from 5.1 L to 6.1 L ,and now since last month HDFC has started offering me personal loan of 6 lakhs
And all the while they won't increase my credit limit from 1.16 lakhs or give me an upgrade
So they know my credit worthiness, they just don't want to give me anything worthy
I m devoid of any offerSimilarly ICICI offered their every offering from Home Loan to Auto,Education,Paylater last quarter.
This time only Home Loan &Paid Emeralde 🙂
syphillis se peedit ho kya bhau?I m devoid of any offer
Nahi Tumor in Badal gangliasyphillis se peedit ho kya bhau?