IDFC wealth banking upgrade?

[nadeem]

I hold a idfc select credit card, now if i open an 10k variant account and maintain 10L balance will it be upgraded to wealth banking?
Target here is to get wealth credit card.

 

[cardwizard]

I hold a idfc select credit card, now if i open an 10k variant account and maintain 10L balance will it be upgraded to wealth banking?
Target here is to get wealth credit card.

Need not open Wealth banking Account with IDFC, if the target is just to get a wealth credit card. You can get it even if you have accounts in another bank.

 

[nadeem]

Need not open Wealth banking Account with IDFC, if the target is just to get a wealth credit card. You can get it even if you have accounts in another bank.

Maximum credit limit of my existing cards is 3.6L. I think we need 4L for C2C basis upgrade right?

 

[4uziaul]

I think it's 5L, not 4L.

 

[Salvo08]

I hold a idfc select credit card, now if i open an 10k variant account and maintain 10L balance will it be upgraded to wealth banking?
Target here is to get wealth credit card.

In IDFC your account balance or account transactions are totally delinked from the Credit Card. They'll give you Wealth credit card whenever your credit limit is enhanced to 5L.

With this much MAB, they'll upgrade your savings account to Wealth.

 

[Salvo08]

Maximum credit limit of my existing cards is 3.6L. I think we need 4L for C2C basis upgrade right?

Nope. 5L is the credit limit required for Wealth Credit Card.

 

[2024]

Need not open Wealth banking Account with IDFC, if the target is just to get a wealth credit card. You can get it even if you have accounts in another bank.

I ve upgraded to wealth acct bt no offer for credit card, I heard that pre approved offer of wealth credit card will come with wealth acct, bt no offer

 

[R!ppEr]

In IDFC your account balance or account transactions are totally delinked from the Credit Card. They'll give you Wealth credit card whenever your credit limit is enhanced to 5L.

With this much MAB, they'll upgrade your savings account to Wealth.

so if i hold a wealth Credit card, i ask ask the rm to upgrade my savings account to wealth as well? with 0mab?

 

[gamersgzb]

so if i hold a wealth Credit card, i ask ask the rm to upgrade my savings account to wealth as well? with 0mab?

no relation between credit card and account.. they can give select cc even if you are wealth account holder .. and account category depends on the balance.. not on cc...

 

[Salvo08]

no relation between credit card and account.. they can give select cc even if you are wealth account holder .. and account category depends on the balance.. not on cc...

They offer credit cards on the credit limit approved/existing. And credit limit is strictly based on your take home salary and expenditure pattern. IDFC as a bank is doing pretty fine. Their credit card vertical is not among profits and that's why they are so fussy in limit enhancement and card upgradation.

 

[chandran]

I have an IDFC first wealth account, opened it as a salary account later got converted to wealth savings account thinking of dropping this email to get a increased credit limit and card upgrade. for context, my last drawn salary to bank is 1.97L i.e less than 2L and the business income is monthly credits are around 1L cumulatively to a different bank account profit should work out to be 20k. let me know if it is worth going through the hassle and whether or not i will get the card given my income is less than the minimum required 3L.

 

[gamersgzb]

my last drawn salary to bank is 1.97L i.e less than 2L and the business income is monthly credits are around 1L cumulatively to a different bank account profit should work out to be 20k.
View attachment 26407

Do let us know how does it goes..

 

[silly_putty]

E

In IDFC your account balance or account transactions are totally delinked from the Credit Card. They'll give you Wealth credit card whenever your credit limit is enhanced to 5L.

With this much MAB, they'll upgrade your savings account to Wealth.

Today I got an sms from blue dart about a delivery and thought it was from idfc, so called them to confirm, the guy said they haven't sent me anything. Turns out that it was wealth dc, so even the savings account team knows nothing about their own department.

 

[MS R]

I have an IDFC first wealth account, opened it as a salary account later got converted to wealth savings account thinking of dropping this email to get a increased credit limit and card upgrade. for context, my last drawn salary to bank is 1.97L i.e less than 2L and the business income is monthly credits are around 1L cumulatively to a different bank account profit should work out to be 20k. let me know if it is worth going through the hassle and whether or not i will get the card given my income is less than the minimum required 3L.


View attachment 26407

any update bro?

 

[SpiesCan'tCatchMe]

I have an IDFC first wealth account, opened it as a salary account later got converted to wealth savings account thinking of dropping this email to get a increased credit limit and card upgrade. for context, my last drawn salary to bank is 1.97L i.e less than 2L and the business income is monthly credits are around 1L cumulatively to a different bank account profit should work out to be 20k. let me know if it is worth going through the hassle and whether or not i will get the card given my income is less than the minimum required 3L.


View attachment 26407

What was the reply

 

[chandran]

What was the reply

any update bro?

They gave a limit enhancement to 3L and upgraded me to select variant. However the bluedart guys have opened the package and resealed the plastic cover , so now I can't use the card and have to get a replacement, I think IDFC Should change their packaging to only paper. That way they will not be able to seal the plastic again.

 

[jetesh]

Upgraded to a wealth banking account in two working days 🙂

 

[MS R]

Upgraded to a wealth banking account in two working days🙂

plz share ur update bro

 

[jetesh]

plz share ur update bro

Small story :

I opened an account with the IDFC Bank Wealth Branch. The account opening cheque of Rs 5 lakhs was cleared on Tuesday, i.e., 26 March, 2024. My RM raised a request for a programme upgrade on 27 March 2024, in the late evening.

Account upgrade to Weath today afternoon, i.e. 30 March 2024.

 

[MS R]

Small story :

I opened an account with the IDFC Bank Wealth Branch. The account opening cheque of Rs 5 lakhs was cleared on Tuesday, i.e., 26 March, 2024. My RM raised a request for a programme upgrade on 27 March 2024, in the late evening.

Account upgrade to Weath today afternoon, i.e. 30 March 2024.

congrats .. from which city is this

can u share contact of your RM in DM// will request for upgrade