Hey Everyone,
I have Regalia card (4L limit), MoneyBack card (4.18L limit), Amazon Pay (5.20L limit) and Amex Smart Earn (8.20L Limit). I am salaried employee in private organisation with a net salary of 2.5L per annum. I tried with HDFC to upgrade my existing Regalia Card to Infinia. Bank directly denied. On the second try, I have asked to at-least enhance my limit. Bank responded back with only 15k increase. I had spent around 18L in Regalia from Jan 2022 as of Sept. Is it possible that Bank will upgrade my card in 2023?
HDFC Regalia - Got it in Jan 2022
HDFC Money Back - Got it in March 2019 (They offered an upgrade to Regalia in 2020, But i denied)
Amex - Feb 2021
Amazon Pay - March 2020
I have Regalia card (4L limit), MoneyBack card (4.18L limit), Amazon Pay (5.20L limit) and Amex Smart Earn (8.20L Limit). I am salaried employee in private organisation with a net salary of 2.5L per annum. I tried with HDFC to upgrade my existing Regalia Card to Infinia. Bank directly denied. On the second try, I have asked to at-least enhance my limit. Bank responded back with only 15k increase. I had spent around 18L in Regalia from Jan 2022 as of Sept. Is it possible that Bank will upgrade my card in 2023?
HDFC Regalia - Got it in Jan 2022
HDFC Money Back - Got it in March 2019 (They offered an upgrade to Regalia in 2020, But i denied)
Amex - Feb 2021
Amazon Pay - March 2020