Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Ganeshraja]

Park plus debit card payments is working for bbps on 50k plus transaction.

 

[Deepak_Shetty]

Park plus debit card payments is working for bbps on 50k plus transaction.

Not for me. Is there any charges for debit card transaction?

 

[sanzz]

I paid credit card bills on Paytm using 2 different visa indusind select account on 1st Apr.
On one where there were multiple payments totalling to 1.12lac I got the 3k reward points in 4 days time but on other where there was a single payment of 1.12lac the points are still not credited ( more than 10 days now ) .
Does anyone had similar experience? Will I get the points? Do I raise a ticket with the bank for this ? Or bank will say these payments are ot eligible for rewards.
I have been doing such payments since last 2 Yrs this is the first time when rewards not posted in 10 days time.

 

[asathua]

Someone please help me with the below questions on which is better?
1. Should I get Legend CC(LTF) and then apply Select DC
2. Or Pinnacle CC and then apply for Exclusive DC

 

[asathua]

Bbps and non bbps both category pe milega na?

What is bbps and non bbps

 

[SSV]

What is bbps and non bbps

Bbps below

]

Non bbps is : banks that are not part of the above list

 

[Rahul Gupta]

Someone please help me with the below questions on which is better?
1. Should I get Legend CC(LTF) and then apply Select DC
2. Or Pinnacle CC and then apply for Exclusive DC

Do you have foreign spends? If not then go for legend and select.

 

[Rahul Gupta]

I paid credit card bills on Paytm using 2 different visa indusind select account on 1st Apr.
On one where there were multiple payments totalling to 1.12lac I got the 3k reward points in 4 days time but on other where there was a single payment of 1.12lac the points are still not credited ( more than 10 days now ) .
Does anyone had similar experience? Will I get the points? Do I raise a ticket with the bank for this ? Or bank will say these payments are ot eligible for rewards.
I have been doing such payments since last 2 Yrs this is the first time when rewards not posted in 10 days time.

I think points for your mastercard is delayed? If yes then wait for some more days it should be there. Don't report to customer care as these transactions are not eligible for rp.

 

[REGIUS24]

Paytm, Mobikwik

Hi dear technofino is this still available now or expired.. thank you in advance.

 

[sanzz]

I think points for your mastercard is delayed? If yes then wait for some more days it should be there. Don't report to customer care as these transactions are not eligible for rp.

These are for Visa card payment on paytm from 2 different accounts. For one account where multiple payment were made I got the points for another account where there is only 1 transaction of 1.12lac points are not credited yet.

 

[Rahul Gupta]

These are for Visa card payment on paytm from 2 different accounts. For one account where multiple payment were made I got the points for another account where there is only 1 transaction of 1.12lac points are not credited yet.

Sometimes they don't credit points at all. You can't do anything, just wait and see if they credit.

 

[CardSeeker]

Now Where Are U Using FI DCard ?

 

[Rahul Gupta]

Now Where Are U Using FI DCard ?

Use upi in cred.

 

[Sisyphus]

Folks, I am still confused despite going through multiple posts in this thread. Sorry if it is already covered.

I currently hold cards across IDFC, HDFC, Axis, SBI, AMEX, IndusInd, AU SFB with spends of ~ INR 1.75L

For Payments, I currently pay using HDFC easyShop Platinum Preferred for 75k, cashback of 1% ~INR 750. For the rest I~NR 1L worth of payments, I currently pay directly from HDFC BillPay and for HDFC Cards directly through the savings account.

1. What are the other current working methods for paying credit card bills with maximum cashback?
2. I have an IDFC Wealth LTF card. I have the offer of opening an 0 MAB account with IDFC with a VISA Classic Debit Card. What are the offers here? Should I open this account or should I try for an IDFC Wealth account? Are there any differences in the debit card offers w.r.t cashback between the accounts? I am also anyway looking to park some money temporarily for the next 5-6 months in a high-yield savings account

 

[SSV]

Folks, I am still confused despite going through multiple posts in this thread. Sorry if it is already covered.

I currently hold cards across IDFC, HDFC, Axis, SBI, AMEX, IndusInd, AU SFB with spends of ~ INR 1.75L

For Payments, I currently pay using HDFC easyShop Platinum Preferred for 75k, cashback of 1% ~INR 750. For the rest I~NR 1L worth of payments, I currently pay directly from HDFC BillPay and for HDFC Cards directly through the savings account.

1. What are the other current working methods for paying credit card bills with maximum cashback?
2. I have an IDFC Wealth LTF card. I have the offer of opening an 0 MAB account with IDFC with a VISA Classic Debit Card. What are the offers here? Should I open this account or should I try for an IDFC Wealth account? Are there any differences in the debit card offers w.r.t cashback between the accounts? I am also anyway looking to park some money temporarily for the next 5-6 months in a high-yield savings account

go for indus ind select / exclusive account and use their dc

 

[VibrantAnkur]

Use upi in cred.

Is it worth getting it again for Vistara points transfer? I had closed Fi account more than an year ago, long before Vistara added it.

 

[nikzcool]

Ab yeh park+ dc nhi le raha.

Indus visa signature, visa platinum, mc kaha de raha hey points ?

Anyone able to pay using dc on park+ ?

Visa signature and visa plat working on paytm.

But what about Mc ?where to use it for rewards ?

 

[nikzcool]

Has anyone received rbl points for payment using cred ?

Paid 1lkh on 1st april using cred.

 

[SSV]

Has anyone received rbl points for payment using cred ?

Paid 1lkh on 1st april using cred.

you cant track real time / regularly..
you will only know once in a month..
have you used DC?

 

[Daunt]

Has anyone received rbl points for payment using cred ?

Paid 1lkh on 1st april using cred.

Payment made on April, you will get in mid - May. And yes you will get the voucher, one last time. Rules changing from 1.5.24.

Hoping it is for RBL signature plus.