Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Sisyphus]

Folks, I am still confused despite going through multiple posts in this thread. Sorry if it is already covered.

I currently hold cards across IDFC, HDFC, Axis, SBI, AMEX, IndusInd, AU SFB with spends of ~ INR 1.75L

For Payments, I currently pay using HDFC easyShop Platinum Preferred for 75k, cashback of 1% ~INR 750. For the rest I~NR 1L worth of payments, I currently pay directly from HDFC BillPay and for HDFC Cards directly through the savings account.

1. What are the other current working methods for paying credit card bills with maximum cashback?
2. I have an IDFC Wealth LTF card. I have the offer of opening an 0 MAB account with IDFC with a VISA Classic Debit Card. What are the offers here? Should I open this account or should I try for an IDFC Wealth account? Are there any differences in the debit card offers w.r.t cashback between the accounts? I am also anyway looking to park some money temporarily for the next 5-6 months in a high-yield savings account

 

[SSV]

Folks, I am still confused despite going through multiple posts in this thread. Sorry if it is already covered.

I currently hold cards across IDFC, HDFC, Axis, SBI, AMEX, IndusInd, AU SFB with spends of ~ INR 1.75L

For Payments, I currently pay using HDFC easyShop Platinum Preferred for 75k, cashback of 1% ~INR 750. For the rest I~NR 1L worth of payments, I currently pay directly from HDFC BillPay and for HDFC Cards directly through the savings account.

1. What are the other current working methods for paying credit card bills with maximum cashback?
2. I have an IDFC Wealth LTF card. I have the offer of opening an 0 MAB account with IDFC with a VISA Classic Debit Card. What are the offers here? Should I open this account or should I try for an IDFC Wealth account? Are there any differences in the debit card offers w.r.t cashback between the accounts? I am also anyway looking to park some money temporarily for the next 5-6 months in a high-yield savings account

go for indus ind select / exclusive account and use their dc

 

[VibrantAnkur]

Use upi in cred.

Is it worth getting it again for Vistara points transfer? I had closed Fi account more than an year ago, long before Vistara added it.

 

[nikzcool]

Ab yeh park+ dc nhi le raha.

Indus visa signature, visa platinum, mc kaha de raha hey points ?

Anyone able to pay using dc on park+ ?

Visa signature and visa plat working on paytm.

But what about Mc ?where to use it for rewards ?

 

[nikzcool]

Has anyone received rbl points for payment using cred ?

Paid 1lkh on 1st april using cred.

 

[SSV]

Has anyone received rbl points for payment using cred ?

Paid 1lkh on 1st april using cred.

you cant track real time / regularly..
you will only know once in a month..
have you used DC?

 

[Daunt]

Has anyone received rbl points for payment using cred ?

Paid 1lkh on 1st april using cred.

Payment made on April, you will get in mid - May. And yes you will get the voucher, one last time. Rules changing from 1.5.24.

Hoping it is for RBL signature plus.

 

[Nalin Bansal]

If the credit card is in my name and I use my father's debit card to pay my card's bill, will there be any problem in this?

 

[sm9811911]

If the credit card is in my name and I use my father's debit card to pay my card's bill, will there be any problem in this?

No o o

 

[Nalin Bansal]

No o o

You mean no problem, right?

 

[Daunt]

You mean no problem, right?

Yes ss 😂

 

[VibrantAnkur]

If the credit card is in my name and I use my father's debit card to pay my card's bill, will there be any problem in this?

They'll track you down and bring a search warrant for the debit card. Be careful with what you're doing. It's against the Bank's policies. And, if you pay Axis Bank's credit card bill then gear up for a long struggle with the customer care.

Tip: Axis bank's credit card bill payment should always be made on Cheq app.

 

[Rahul Gupta]

They'll track you down and bring a search warrant for the debit card. Be careful with what you're doing. It's against the Bank's policies. And, if you pay Axis Bank's credit card bill then gear up for a long struggle with the customer care.

Tip: Axis bank's credit card bill payment should always be made on Cheq app.

Don't do this. He is a new member don't scare him.

@Nalin Bansal You can use your fathers dc easily no problem in it.

 

[nikzcool]

you cant track real time / regularly..
you will only know once in a month..
have you used DC?

Payment made on April, you will get in mid - May. And yes you will get the voucher, one last time. Rules changing from 1.5.24.

Hoping it is for RBL signature plus.

Yes its the rbl signature plus card.

I generally used to get the points in a weeks time.Maybe should be credited by end of April itself.

Yaa worried what to do from next month.

also do i get the 5lakh spend voucher on reaching the milestone or end of year ?

 

[SSV]

also do i get the 5lakh spend voucher on reaching the milestone or end of year

For this , you will get at the end of the year only

 

[Nalin Bansal]

Don't do this. He is a new member don't scare him.

@Nalin Bansal You can use your fathers dc easily no problem in it.

Thank you so much!

 

[Avishma1]

IndusInd MC DC month quota completed.

View attachment 46938

Where are u spending to earn these cashbacks coz I'm paying cc bills from select visa debit card but has not earned a single reward yet.

 

[Vasuki]

go for indus ind select / exclusive account and use their dc

True .
Paytm won't shut down so it gonna persist

 

[Anil_Singh]

Where are u spending to earn these cashbacks coz I'm paying cc bills from select visa debit card but has not earned a single reward yet.

I use IndusInd Select Debit Card in Paytm for credit card bill payments. Its working as of now.

 

[Avishma1]

I use IndusInd Select Debit Card in Paytm for credit card bill payments. Its working as of now.

Do you know how much time does it take to reflect the rewards after making cc bill payment? I did a test payment of rs. 200 last week but no rewards points added for it yet.