Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
Mitc says they may block the card itself 😂. Better not to tryIf transaction gets reversed you receive refund and points get credited back to account.
Not sure about this
I have only seen indusind mention not giving points for this
well they will ask the reason for the same and if you mention that you have a shitty limit and your sepnds are geniune they woulndt have a problemMitc says they may block the card itself 😂. Better not to try
IDFC FIRST Bank may also terminate the use of the Card at any time without prior notice,
if it considers it necessary for business or security reasons, which may include but not
limited to delay in payments, usage beyond the credit limit, returned cheque, improper
use of Credit Card (for Foreign Exchange trading, business use, etc.,) misleading or
incorrect information/documents given along with Card application or otherwise, failure to
furnish information or documents as required by relevant laws/regulations (including
identification documents) as may be required under the Bank's/ RBI's Know Your
Customer (KYC)/ Anti-Money Laundering (AML)/ Combating of Financing Terrorism
(CFT) guidelines, if the Card member is involved in any civil litigation or criminal offence /
proceedings by any authority, court of law or professional body or association.
With a view to ensure that the Credit Card is being used as per the regulatory guidelines,
Terms and Conditions and applicable policies of IDFC FIRST Bank, Bank shall have a right to run periodic checks on the Credit Card usage to identify whether there is
excessive utilisation of credit limit beyond the sanctioned limit in one statement cycle,
unusual or excessive utilisation at few select merchants, possible collusion with merchant
and/ or usage towards non-personal/ business-related requirements, overuse/ misuse of
features/ offers/ programs towards accumulation of undue Reward Points/ cashback /
other benefits amongst others. Based on the usage patterns, if any of these is suspected
by the Bank, Bank may take restrictive action on the Credit Card. Such action can be with
immediate effect and may include but not be limited to withdrawal of features/ benefits as
well as complete termination of the Credit Card. If any such action is taken by the Bank,
onus will be on the customer to provide satisfactory proof of bonafide usage to reinstate
the Credit Card and attached features/ benefits as may be deemed fit by the Bank. IDFC
FIRST Bank's decision in this regard shall be final and binding on the customers.
Did u actually try this? If yes, do they reverse reward redemption fee of 118 also?If transaction gets reversed you receive refund and points get credited back to account.
No I haven't tried itDid u actually try this? If yes, do they reverse reward redemption fee of 118 also?
How card account cash credit possible ?Only card account cash credit possible or fee vouchers but value same
Keep accumulating then redeem bulk since charges there for all redemptions
I too got my first idfc bill in new wealth card today
Try to use IDFC cc on any online txn, it will give you an option to pay by points.How card account cash credit possible ?
Can you provide more details on this?For cash credit to card, you can select the option to pay with points on the OTP page of a transaction. Money will initially be deducted, but if you opt for the pay with points option, the amount will then be credited back to the card. Use the option for big amount transactions, as the redemption charges do apply for every transaction...
I usually prefer to redeem for AmazonPay vouchers. The best thing is that you can redeem all your points to the last 1 rupee. No multiples of hundred or anything for IDFC.
Can you provide more details on this?
I mean steps to encash or redeem reward point?
How I can pay the outstanding using reward point?
What's the redemption charges?For cash credit to card, you can select the option to pay with points on the OTP page of a transaction. Money will initially be deducted, but if you opt for the pay with points option, the amount will then be credited back to the card. Use the option for big amount transactions, as the redemption charges do apply for every transaction...
I usually prefer to redeem for AmazonPay vouchers. The best thing is that you can redeem all your points to the last 1 rupee. No multiples of hundred or anything for IDFC.
99.+ ginger special teaWhat's the redemption charges?
I have around 580points something whose cashpoints value is 137rs something, if i redeem it now then, including 99+ginger special tea will give me ...... Kacha badaam.99.+ ginger special tea
Your wish bro.I have around 580points something whose cashpoints value is 137rs something, if i redeem it now then, including 99+ginger special tea will give me ...... Kacha badaam.
I am myself laughing at the rewards that i would get. 😂Your wish bro.
Smiles better than miles and reward points.I am myself laughing at the rewards that i would get. 😂
LolI am myself laughing at the rewards that i would get. 😂
Yes, that's what I am planning to.Lol
Idfc points are evergreen so accumulate big and spend once with 99/- charges
Oh i forgot to consider ginger tea